Jiayin Group (NASDAQ: JFIN) — Company Overview, News & Financial Data
Jiayin Group is a Shanghai-based fintech company offering online individual finance services and streamlined lending solutions.

Jiayin Group
Jiayin Group (NASDAQ:JFIN) is a Shanghai-based financial technology company specializing in online individual finance services. It operates through an online platform that efficiently matches borrowers with investors, streamlining the lending process and offering credit solutions. Jiayin Group focuses on leveraging big data and innovative technologies to provide convenient, secure, and fast financial services to both investors and borrowers. The company's objective is to enhance the user experience in the online lending market, making financial services more accessible to the general public while ensuring the highest security and compliance standards. Through continuous technological innovation and service optimization, Jiayin Group aims to expand its market presence and foster financial inclusivity.
Snapshot
Operations
Products and/or services of Jiayin Group
- Online personal finance marketplace that connects individual borrowers with financial institutions and investors.
- Automated investment advice and wealth management services, leveraging data analytics for personalized financial strategies.
- Peer-to-peer lending platform facilitating low-interest loans to individuals and small businesses.
- Credit scoring and risk assessment tools, providing insights for lenders using big data and artificial intelligence.
- Insurance brokerage services, offering personal and property insurance products through an online platform.
- Financial education and literacy programs, aimed at empowering users to make informed financial decisions.
Jiayin Group executive team
- Dinggui YanFounder, Chairman & CEO
- Chunlin FanChief Financial Officer
- Jin ChenSenior Investment & Finance Director
- Zhe WangGroup Head of Technology & Product
- Bei BaiSenior Financial Controller & IR Director
- Libin WangVP of Finance & Director
Dividend history
Dividends per share paid by Jiayin Group, by financial year.
| Financial year | Interim | Final | Special | Total |
|---|---|---|---|---|
| FY2025 | — | — | — | $0.8000 |
| FY2024 | — | — | — | $0.9000 |
| FY2023 | — | — | — | $0.4000 |
Key financials
Reported results for Jiayin Group, in CNY.
- Market cap
- 90M
- Revenue (TTM)
- 4.1B
- P/E ratio
- 2.6
- EPS (diluted, TTM)
- 0.7
- Dividend yield
- —
- Profit margin
- 5.7%
| Fiscal year end | Revenue | Operating income | Net income |
|---|---|---|---|
| 865.6M | 250M | 213.6M | |
| 5.8B | 1.2B | 1.1B | |
| 5.5B | 1.3B | 1.3B | |
| 3.3B | 1.2B | 1.2B |