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Jiayin revenue falls to RMB736.9 million
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Jiayin revenue falls to RMB736.9 million

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  • Jiayin Group reported second-quarter 2026 revenue of RMB736.9 million, down 60.9% year over year.
  • Transaction volume declined 74.4% to RMB9.5 billion, while the company reported a RMB183.6 million net loss.
  • Jiayin maintained a 73.1% repeat borrowing contribution rate and reported a 2.21% 90-day delinquency ratio.

Jiayin Group (NASDAQ:JFIN) reported second-quarter 2026 net revenue of RMB736.9 million, down 60.9% year over year, as transaction volume declined to RMB9.5 billion from the prior-year period.

The results reflected lower lending activity, with transaction volume decreasing 74.4% and the average borrowing amount per transaction falling 18.0% to RMB6,663 compared with the same period in 2025.

Jiayin reported a loss from operations of RMB246.7 million compared with operating income of RMB639.1 million in the prior-year quarter, while non-GAAP operating loss reached RMB225.7 million compared with non-GAAP operating income of RMB737.6 million.

The company reported that repeat borrowing contributed 73.1% of transaction volume during the quarter.

The company reported a 90-day-plus delinquency ratio of 2.21% as of June 30, 2026, while the average borrowing amount per borrower was RMB6,663, or $982.

Jiayin Group operates a fintech platform in China that connects borrowers and financial service providers, with its second-quarter 2026 results reflecting lower transaction activity and reduced revenue compared with the prior year.

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