Jiayin Group reports 45.8% drop in Q1 transaction volume

• Jiayin Group (NASDAQ:JFIN) reported Q1 2026 transaction volume of RMB19.3 billion, down 45.8% year over year.
• Net revenue fell 57.4% to RMB756.7 million, with the company recording a net loss of RMB61.7 million.
• Jiayin Group (NASDAQ:JFIN) expects Q2 2026 transaction volume between RMB9.5 billion and RMB10.5 billion while extending its share repurchase program.

Jiayin Group (NASDAQ:JFIN) reported first quarter 2026 unaudited results with transaction volume of RMB19.3 billion, a 45.8% decrease from the prior year.

Net revenue declined 57.4% to RMB756.7 million, and the company recorded a net loss of RMB61.7 million compared with a profit in the prior-year period.

Repeat borrowing contributed 76.3% of volume while the 90+ day delinquency ratio stood at 2.25%.

Jiayin Group expects transaction volume of RMB9.5–10.5 billion for the second quarter of 2026.

The board also extended the share repurchase plan, under which the company has purchased about 4.6 million American Depositary Shares for $30.4 million.

Jiayin Group operates an online individual finance platform that connects borrowers and investors in China.

The company continues to focus on risk management, repeat borrowers, and capital return to shareholders through its active share repurchase program amid a challenging operating environment.