Provident Financial (NASDAQ: PROV) — Company Overview, News & Financial Data
Provident Financial offers banking services in Southern California, including loans, deposits, and investments.
Provident Financial
Provident Financial (NASDAQ:PROV) specializes in banking and financial services, focusing on providing a range of products including loans, deposit accounts, and investment services. Primarily serving the Inland Empire region of Southern California, the company aims to support the financial needs of its community through retail banking operations and mortgage lending services. Provident Financial is dedicated to fostering relationships with its customers by offering personalized service and financial solutions that meet their evolving needs. Through strategic operations and projects, its objectives include enhancing shareholder value, expanding its customer base, and contributing to the economic development of the regions it serves.
Snapshot
Operations
Products and/or services of Provident Financial
- Mortgage lending services offering a range of loans including fixed-rate, adjustable rate, and government-backed loans.
- Retail banking services providing personal banking solutions like checking and savings accounts.
- Commercial lending services for small to medium-sized businesses, including term loans and lines of credit.
- Online and mobile banking platforms for convenient account management, payments, and transfers.
- Real estate services assisting clients with buying, selling, and refinancing properties.
- Wealth management and financial planning services for individuals and families.
Provident Financial executive team
- Donavon P. TernesPresident, CEO & Director
Dividend history
Dividends per share paid by Provident Financial, by financial year.
| Financial year | Interim | Final | Special | Total |
|---|---|---|---|---|
| FY2027(to date) | — | — | — | $0.2800 |
| FY2026 | — | — | — | $0.5600 |
| FY2025 | — | — | — | $0.5600 |
| FY2024 | — | — | — | $0.5600 |
| FY2023 | — | — | — | $0.5600 |
Key financials
Reported results for Provident Financial, in USD.
- Market cap
- 112.8M
- Revenue (TTM)
- 40.6M
- P/E ratio
- 17.7
- EPS (diluted, TTM)
- 1.0
- Dividend yield
- 3.1%
- Profit margin
- 16.4%
| Fiscal year end | Revenue | Operating income | Net income |
|---|---|---|---|
| 59.6M | 9.6M | 6.7M | |
| 60.2M | 8.9M | 6.3M | |
| 58.7M | 10.4M | 7.4M | |
| 41.1M | 12.4M | 8.6M |