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Joint Stock Company Kaspi.kz (NASDAQ: KSPI) — Company Overview, News & Financial Data

Joint Stock Company Kaspi.kz logo
KSPI Joint Stock Company Kaspi.kz
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Company profile

Joint Stock Company Kaspi.kz

Joint Stock Company Kaspi.kz is a Kazakhstan-based technology company that operates a digital ecosystem comprising payments, e-commerce marketplace, and fintech platforms. The company provides a mobile application integrating consumer financial services, online shopping, merchant payment solutions, and bill payments for consumers and merchants in Kazakhstan. Through its main operating subsidiaries, including Kaspi Bank, it offers peer-to-peer transfers, buy-now-pay-later financing, consumer loans, merchant POS solutions, digital banking, and logistics management services. The business serves millions of active customers and merchants across urban and regional markets throughout Kazakhstan.

Snapshot

Public USOwnership
1991Year founded
~14,000Employees
Almaty, KazakhstanHead office
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Global footprint

Operations

Products and/or services of Joint Stock Company Kaspi.kz

  • Payments Platform: Electronic payment network facilitating peer-to-peer money transfers, merchant QR code transactions, bill payments, and point-of-sale terminal infrastructure for consumers and businesses across Kazakhstan, processing billions in total payment volume annually.
  • Marketplace Platform: E-commerce platform connecting retail merchants with consumers, offering online purchasing across electronics, apparel, home goods, and groceries with integrated checkout, merchant storefront management, and customer product reviews across Kazakhstan.
  • Fintech Platform: Digital banking and credit services providing point-of-sale financing, consumer loans, auto loans, and high-yield savings deposit accounts, integrated directly into a single mobile application for retail customers in Kazakhstan.
  • E-Commerce Logistics and Delivery: Fulfillment and delivery network comprising regional distribution centers, automated parcel locker stations, and last-mile courier logistics supporting merchant inventory storage, package routing, and door-to-door customer delivery throughout major Kazakh cities.
  • Travel Services: Online travel booking service integrated into the main consumer application, enabling users to search, book, and purchase domestic and international flight tickets, train tickets, and vacation packages with instant electronic ticketing.
  • Merchant Business Services: Business platform providing small and medium enterprise tools including merchant payment acceptance terminals, automated tax filing support, working capital loans, and sales analytics to commercial partners operating across Kazakhstan.

Joint Stock Company Kaspi.kz executive team

  • Mr. Mikheil N. LomtadzeCo-Founder, Executive Director, Chairman of the Management Board & CEO
  • Mr. Tengiz MosidzeDeputy Chairman of the Management Board & CFO
  • Mr. Yuri DidenkoDeputy Chairman of the Management Board
  • Mr. Pavel MironovCOO & Deputy Chairman of the Management Board
  • Ms. Nailya A. UalibekovaChief Accountant
  • Mr. David FergusonHead of Investor Relations
  • Mr. Sabyrzhan BerkinbaevHead of Local Legal
  • Mr. Arseniy KochetkovHead of Kaspi Marketing Services
  • Mr. Oleg BakhmutovHead of People
  • Mr. Mamuka KirvalidzeHead of Azerbaijan Business