Credit Clear (ASX: CCR) — Company Overview, News & Financial Data
Credit Clear is a financial technology company that provides AI-driven customer engagement and accounts receivable management software solutions.

Credit Clear
Credit Clear is a financial technology company that provides AI-driven customer engagement and accounts receivable management software solutions. The company's proprietary platform helps organizations optimize debt collection and repayment processes through automated, multi-channel communications, behavioral analytics, and personalized payment options. Its software allows end customers to manage outstanding balances by setting up flexible payment plans, requesting hardship arrangements, or making direct payments using various digital payment methods. Serving enterprises across financial services, utilities, telecommunications, and government sectors, Credit Clear operates primarily in Australia, enabling organizations to streamline debt recovery while improving customer experience and retention.
Snapshot
Operations
Products and/or services of Credit Clear
- Accounts Receivable SaaS Platform: Customisable self-learning accounts receivable software platform that utilizes behavioral analytics and adaptive workflows to recommend optimal engagement strategies and automated multi-channel communications for enterprise debt recovery across Australian financial, utility, and telecom sectors.
- Behavioral Analytics Engine: Data-driven engagement intelligence system that analyzes granular customer transaction histories and response patterns to generate behavioral insights, optimizing communication timing and channel selection across automated debt collection and recovery campaigns.
- Payment Plan Engine: Automated repayment arrangement system enabling customers to select customized payment amounts and payment frequencies tailored to their individual financial commitments, facilitating self-managed balance resolution and ongoing account compliance.
- Digital Payment Integration: Integrated multi-channel payment gateway enabling end customers to settle outstanding balances immediately via Apple Pay, direct bank transfers, PayPal, Visa, Mastercard, and BPAY through secure self-service digital communications.
- Hardship Solutions Module: Built-in hardship management feature that enables enterprise clients to assist financially vulnerable customers by offering flexible, socially responsible repayment adjustments and tailored assistance measures within compliant digital workflows.
- Customisable Engagement Workflows: Enterprise software solution providing tailored interaction steps and digital communication workflows designed to improve customer engagement rates, drive timely account repayments, and maintain customer satisfaction standards.
Credit Clear executive team
- Mr. Andrew Kevin-John SmithCEO, MD & Executive Director
- Mr. Victor Joseph PeplowChief Financial Officer
- Mr. Jason SerafinoChief Operations & Technology Officer
- Mr. Warrick LaceHead of Investor Relations & Media
- Mr. Eddie SmithChief Sales Officer
- Mr. Piero GrossChief Risk Officer
- Mr. Adam John Gallagher B.Econ., GDipACG., GDipIS., ICSA, M.Com., MAICDCompany Secretary