X Financial (NYSE: XYF) — Company Overview, News & Financial Data
X Financial is a fintech company providing personal finance services through a digital platform, operating primarily in the Chinese market.
X Financial
X Financial Class A (NYSE:XYF) is a dynamic fintech company focused on providing personal finance services through a robust digital platform. With a core emphasis on leveraging technology to streamline loan products, wealth management, and other financial services, X Financial aims to bridge the gap between traditional banking and the evolving digital economy. It operates primarily in the Chinese market, aiming to address the diverse financial needs of its customer base with efficiency and ease. The company's projects range from consumer credit services to innovative wealth management solutions. X Financial's objectives include expanding its service offerings, enhancing user experience with cutting-edge technology, and ensuring sustainable growth by tapping into emerging financial market trends and customer demands.
Snapshot
Operations
Products and/or services of X Financial
- CreditTech platform revolutionizing personal finance with innovative loan products and credit services.
- Wealth management services offering tailored investment solutions and asset allocation strategies to clients.
- Digital banking services simplifying personal and business financial transactions through secure online platforms.
- Insurance products providing comprehensive coverage and protection solutions for individuals and families.
- Payment processing solutions facilitating seamless, fast, and secure transactions for businesses and consumers.
- Financial advisory services offering expert guidance on financial planning, risk management, and investment decisions.
X Financial executive team
- Yue TangFounder, CEO & Chairman
- Kan LiPresident, Acting Chief Risk Officer & Director
- Ding GaoCo-Founder
- Fuya ZhengChief Financial Officer
- Jennifer ZhangInvestor Relations
- Noah KauffmanChief Financial Strategy Officer
Latest news about X Financial
Dividend history
Dividends per share paid by X Financial , by financial year.
| Financial year | Interim | Final | Special | Total |
|---|---|---|---|---|
| FY2026(to date) | — | — | — | $0.5600 |
| FY2025 | — | — | — | $0.5300 |
| FY2024 | — | — | — | $0.3400 |
| FY2023 | — | — | — | $0.1700 |
| FY2019 | — | — | — | $0.3000 |
Key financials
Reported results for X Financial , in USD.
- Market cap
- 180.6M
- Revenue (TTM)
- 5.6B
- P/E ratio
- 2.3
- EPS (diluted, TTM)
- 2.1
- Dividend yield
- 11.6%
- Profit margin
- 10.1%
| Fiscal year end | Revenue | Operating income | Net income |
|---|---|---|---|
| 7.4B | 1.6B | 1.4B | |
| 5.9B | 1.9B | 1.5B | |
| 3.3B | 1.5B | 1.2B | |
| 2.3B | 1.2B | 812M |