UMB Financial (NASDAQ: UMBF) — Company Overview, News & Financial Data
UMB Financial is a US diversified financial services company offering banking, asset management, and payment solutions.

UMB Financial
UMB Financial is a financial services holding company headquartered in Kansas City, Missouri. The company offers commercial banking, personal banking, institutional services, and wealth management solutions across the United States. Its commercial banking operations encompass commercial lending, treasury management, capital finance, and cash flow solutions for business clients. Its personal banking division provides checking and savings accounts, mortgage loans, home equity lines of credit, credit cards, and digital banking tools. Additionally, UMB Financial delivers corporate trust, fund services, institutional custody, asset management, and employee benefit solutions, serving corporations, government entities, financial institutions, and individual retail customers.
Snapshot
Operations
Products and/or services of UMB Financial
- Commercial Banking: Provides commercial lending, capital finance, cash flow management, credit card programs, and lines of credit to middle-market businesses, large corporations, real estate developers, and commercial enterprises operating across regional and national markets.
- Personal Banking: Offers retail deposit products including checking, high-yield savings, time deposits, money market accounts, mortgage financing, home equity lines of credit, auto loans, personal lines of credit, and mobile digital banking features.
- Institutional Solutions: Delivers corporate trust services, fund administration, institutional custody, capital markets execution, investor banking, and health savings account administrative services for corporate, governmental, educational, and financial sector clients across the United States.
- Treasury and Payment Services: Provides comprehensive liquidity management, automated clearing house processing, wire transfer capabilities, lockbox operations, corporate purchasing card programs, and integrated payment gateway solutions for commercial and institutional customers.
- Wealth Management: Offers private banking, investment management, fiduciary administration, trust services, estate planning, and financial advisory solutions tailored for high-net-worth individuals, multi-generational families, and executive business owners.
- Employee Benefits and Payroll: Supplies health savings accounts, flexible spending accounts, retirement plan recordkeeping, third-party administration, and payroll technology solutions for employer organizations seeking integrated workforce benefit management systems.
UMB Financial executive team
- Mr. J. Mariner KemperChairman & CEO
- Mr. James D. RinePresident & Vice Chairman
- Mr. Ram ShankarExecutive VP & CFO
- Ms. Shannon Andresen JohnsonExecutive VP & Chief Administrative Officer
- Mr. Thomas S. TerryExecutive VP & Chief Credit Officer
- Mr. David Carl OdgersSenior VP, Chief Accounting Officer & Controller
- Ms. Uma WilsonExecutive VP and Chief Information & Product Officer
- Ms. Kay GregoryDirector of Investor Relations & Senior VP
- Ms. Amy HarrisExecutive VP & Chief Legal Officer
- Ms. Elizabeth LewisPresident of Consumer Banking & Chief Marketing Officer