Synchrony Financial (NYSE: SYF) — Company Overview, News & Financial Data
Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut.
Synchrony Financial
Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut. The company operates as a major issuer of private-label and co-branded credit cards in the United States, providing customized financing programs, promotional credit, and installment loan solutions. It partners with national retail chains, regional merchants, healthcare providers, manufacturers, and e-commerce platforms across sectors such as home furnishings, automotive, apparel, electronics, and health and wellness. Through its subsidiary, Synchrony Bank, the company also offers direct-to-consumer banking products, including high-yield savings accounts, money market accounts, and certificates of deposit.
Snapshot
Operations
Products and/or services of Synchrony Financial
- Retail Credit Cards: Co-branded and private-label credit card programs offered through major retail partner networks across home furnishings, electronics, appliances, apparel, and department stores, providing promotional financing, loyalty integration, and digital payment capabilities.
- Healthcare Financing: Promotional healthcare credit card programs accepted across dental, veterinary, vision, cosmetic, hearing, and specialty medical providers, enabling consumers to pay for out-of-pocket health, wellness, and personal care expenses over time.
- Consumer Banking Services: FDIC-insured direct-to-consumer deposit products including high-yield savings accounts, money market accounts, certificates of deposit, and individual retirement accounts delivered through digital platforms with flexible terms and competitive yields.
- Point of Sale Installment Financing: Flexible point-of-sale financing solutions and secured installment products, allowing online and in-store retail shoppers to split purchase costs into predictable equal monthly payments over fixed promotional terms across diverse categories.
- Proprietary Retail Networks: Multi-merchant credit card programs providing specialized promotional financing accepted across nationwide networks of independent merchants operating within home improvement, home furnishings, automotive service, and specialty retail sectors.
- Commercial Credit Services: Business credit programs and financing solutions tailored for commercial clients purchasing equipment, supplies, and fuel through major enterprise partners including home improvement centers, wholesale clubs, and power equipment manufacturers.
Synchrony Financial executive team
- Brian D. DoublesPresident, CEO & Director
- Brian J. Wenzel Sr.Executive VP & CFO
- Jonathan S. MothnerExecutive VP and Chief Risk & Legal Officer
- Carol D. JuelExecutive VP & CEO of Digital Platform
- Curtis HowseExecutive VP and CEO of Home & Auto
- D.J. CastoExecutive VP and Chief People & Operations Officer
- Amy L. TiliakosSenior VP, Chief Accounting Officer & Controller
- Florin ArghirescuExecutive VP & CTO
- Kathryn Harmon MillerSenior Vice President & Director of Investor Relations
- Alberto CasellasExecutive VP and CEO of Health & Wellness
Latest news about Synchrony Financial
Synchrony beats Q3 earnings estimates with $2.68 EPS
United StatesSynchrony Financial delivers $885M Q2 2026 earnings
United StatesSynchrony Financial unveils $6.5B buyback plan and dividend hike
United StatesStereotaxis launches Synchrony system following FDA 510(k) clearance
United StatesSynchrony beats profit targets as consumer resilience defies revenue miss
United States
Dividend history
Dividends per share paid by Synchrony Financial, by financial year.
| Financial year | Interim | Final | Special | Total |
|---|---|---|---|---|
| FY2026(to date) | — | — | — | $1.2800 |
| FY2025 | — | — | — | $1.1500 |
| FY2024 | — | — | — | $1.0000 |
| FY2023 | — | — | — | $0.9600 |
| FY2022 | — | — | — | $0.9000 |
Key financials
Reported results for Synchrony Financial, in USD.
- Market cap
- 24.5B
- Revenue (TTM)
- 9.8B
- P/E ratio
- 7.8
- EPS (diluted, TTM)
- 9.6
- Dividend yield
- 1.6%
- Profit margin
- 34.1%
| Fiscal year end | Revenue | Operating income | Net income |
|---|---|---|---|
| 19.1B | 4.6B | 3.6B | |
| 20.8B | 4.6B | 3.5B | |
| 17.3B | 2.9B | 2.2B | |
| 13.2B | 4B | 3B |