SmartFinancial (NASDAQ: SMBK) — Company Overview, News & Financial Data
SmartFinancial is a financial services company delivering innovative community banking solutions through SmartBank.
SmartFinancial
SmartFinancial (NYSE:SMBK) is a dynamic financial services company that operates primarily through its subsidiary, SmartBank. At its core, SmartFinancial focuses on offering a wide range of innovative banking products and services designed to meet the needs of its customers. This includes everything from personal banking solutions, like checking and savings accounts, to more complex services such as commercial lending, mortgage banking, and investment services. With a strategic emphasis on community banking, SmartFinancial aims to support the growth and development of the communities it serves, fostering strong customer relationships and driving economic prosperity. The company's objectives center on expanding its market presence through strategic acquisitions and organic growth, enhancing its digital banking platform to improve customer experience, and maintaining a strong financial performance to deliver value to its stakeholders.
Snapshot
Operations
Products and/or services of SmartFinancial
- Auto insurance comparison tool providing users with customized policy rates and options from a wide range of carriers.
- Life insurance marketplace that matches individuals with suitable life insurance products based on their needs and preferences.
- Health insurance advisory service offering personalized recommendations and comparisons for individuals and families seeking affordable healthcare plans.
- Homeowners and renters insurance comparison platform that helps users find the best coverage for their property and belongings at competitive rates.
- Commercial insurance solutions designed for small and medium businesses, offering a range of policies including liability and property insurance.
- Medicare advisory services that assist seniors in selecting the ideal Medicare plan options, including supplements and Advantage plans.
SmartFinancial executive team
- William Young Carroll Jr.President, CEO & Director
- Ronald J. GorczynskiExecutive VP & CFO
- Rhett D. JordanExecutive VP & Chief Credit Officer of SmartBank
- Cynthia A. CainExecutive VP & Chief Operating Officer of SmartBank
- Nathan StrallHead of Investor Relations
- Kelley L. FowlerSenior VP and Director of Marketing & Public Relations - SmartBank
- Travis LytleSenior VP and Director of Community Development & Community Reinvestment Act Officer
- Monty HatcherExecutive Vice President
- Robbie WashingtonSenior VP, Community Reinvestment Act Officer & Director of HMDA
- Rebecca C. BoydExecutive VP & Chief People Officer of SmartBank
Latest news about SmartFinancial
Dividend history
Dividends per share paid by SmartFinancial, by financial year.
| Financial year | Interim | Final | Special | Total |
|---|---|---|---|---|
| FY2026(to date) | — | — | — | $0.3500 |
| FY2025 | — | — | — | $0.3200 |
| FY2024 | — | — | — | $0.3200 |
| FY2023 | — | — | — | $0.3200 |
| FY2022 | — | — | — | $0.2800 |
Key financials
Reported results for SmartFinancial, in USD.
- Market cap
- 843.5M
- Revenue (TTM)
- 210.2M
- P/E ratio
- 13.4
- EPS (diluted, TTM)
- 3.7
- Dividend yield
- 0.7%
- Profit margin
- 29.7%
| Fiscal year end | Revenue | Operating income | Net income |
|---|---|---|---|
| 316.4M | 61.5M | 50.3M | |
| 285.3M | 45.5M | 36.1M | |
| 240.4M | 36.2M | 28.6M | |
| 186.5M | 54.9M | 43M |