Pepper Money (ASX: PPM) — Company Overview, News & Financial Data
Pepper Money is a non-bank lender in Australia offering home and personal loans, focusing on flexible solutions for diverse borrowers.
Pepper Money
Pepper Money is a non-bank lender offering residential home loans, asset finance, commercial loans, and personal lending solutions across Australia and New Zealand. The company provides customized financing options for prime and non-conforming borrowers, including self-employed individuals, debt consolidation applicants, and those seeking flexible refinancing terms. Its core lending portfolio encompasses residential mortgages, commercial property financing, equipment and vehicle loans, and self-managed super fund loans. Pepper Money distributes its financial products through a network of mortgage brokers, third-party originators, and direct customer channels.
Snapshot
Operations
Products and/or services of Pepper Money
- Home Loans: Provision of residential mortgage products, including owner-occupied, investment, self-employed, and low-credit refinancing options across Australia and New Zealand, distributed through an extensive network of accredited mortgage brokers and direct digital channels.
- Asset & Vehicle Finance: Financing options for consumer and business vehicles, electric vehicles, and commercial equipment, providing structured term loans and asset-backed credit facilities across Australian and New Zealand automotive and equipment markets.
- Commercial Property Lending: Commercial real estate loan options designed to assist small and medium enterprises with purchasing, refinancing, or expanding commercial property holdings through tailored lending criteria and flexible debt repayment structures.
- Personal Loans: Unsecured and secured personal loan products providing fixed-term funding solutions for debt consolidation, residential renovations, major consumer purchases, and personal credit requirements delivered through direct customer platforms.
- Self-Managed Super Fund Loans: Tailored mortgage facilities designed to enable self-managed superannuation funds to purchase residential or commercial real estate assets, adhering to specialized Australian regulatory credit frameworks and fund investment rules.
- Third-Party Servicing: Comprehensive loan servicing and portfolio management solutions, providing credit assessment, loan administration, collection services, and back-office support for third-party institutional lenders and warehouse credit structures.
Pepper Money executive team
- Mr. Mario RehayemCEO & Director
- Ms. Therese McGrathChief Financial Officer
- Steven MeekChief Information Officer
- Mr. John WilliamsGeneral Counsel & Company Secretary
- Sarah PikardtChief Marketing Officer
- Ms. Sue KentChief Human Resource Officer
- Mr. Michael VainauskasChief Risk Officer
- Mr. Matthew TinkerChief Service Officer
- Mr. Neil CulkinHead of Credit and Settlements ? Mortgages & Commercial Lending
- Mr. Andrew GambleHead of Sales - Asset Finance