OppFi (NYSE: OPFI) — Company Overview, News & Financial Data
OppFi is a fintech platform offering tailored credit products to consumers with limited financial options, enhancing financial access.
OppFi
OppFi (NYSE:OPFI) is a fintech platform that aims to facilitate access to credit for consumers through an array of products tailored to serve those with limited financial options. Offering services such as salary-linked loans, personal installment loans, and a credit card product designed for building credit history, OppFi positions itself as a bridge to mainstream financial services for its customers. With a focus on leveraging artificial intelligence and data analytics to improve the borrowing experience, the company seeks to drive financial inclusion for everyday Americans. By integrating innovative technology with customer-centric services, OppFi aspires to continue expanding its product suite and reach, aiming to transform the landscape of consumer finance for underserved populations.
Snapshot
Operations
Products and/or services of OppFi
- OppLoans: Offers small personal loans to consumers with less-than-perfect credit, aiming to provide a faster, easier lending experience.
- SalaryTap: Provides loans tied to the borrower's job and salary information, enabling easier access to credit based on employment.
- OppFi Card: A credit card product targeted at consumers looking to build or improve their credit scores, offering financial flexibility without requiring a security deposit.
- OppU: An education platform that delivers free financial literacy courses, aiming to help consumers better understand and manage their finances.
- Credit Line Increase: Offers existing customers the option to increase their credit line, providing more financial flexibility and support for personal financial growth.
- Mobile App: Enhances customer experience through a mobile application, allowing for easy loan management, application, and access to financial education resources.
OppFi executive team
- Todd G. SchwartzFounder, Executive Chairman & CEO
- Theodore G. SchwartzCo-Founder & Director
- Pamela D. JohnsonCFO & Chief Accounting Officer
- Christopher McKayChief Risk & Analytics Officer
- Manuel ChagasChief Operating Officer
- Yuri Ter-SaakyantsChief Technology Officer
- Shaun SmolarzHead of Investor Relations
- Marv GurevichGeneral Counsel & Secretary
- Carrie HagnerChief Compliance Officer
- Stephanie MetzgerChief Marketing & Product Officer
Dividend history
Dividends per share paid by OppFi, by financial year.
| Financial year | Interim | Final | Special | Total |
|---|---|---|---|---|
| FY2025 | — | — | — | $0.2500 |
| FY2024 | — | — | — | $0.1200 |
Key financials
Reported results for OppFi, in USD.
- Market cap
- 477.2M
- Revenue (TTM)
- 317.1M
- P/E ratio
- 2.6
- EPS (diluted, TTM)
- 2.1
- Dividend yield
- —
- Profit margin
- 29.8%
| Fiscal year end | Revenue | Operating income | Net income |
|---|---|---|---|
| 597.1M | 382.5M | 26.3M | |
| 526M | 94.5M | 7.3M | |
| 508.9M | 46.4M | -1M | |
| 452.9M | -6.3M | 7.1M |