Judo Capital (ASX: JDO) — Company Overview, News & Financial Data
Judo Capital is a challenger bank in Australia providing business loans and advisory services to small and medium-sized enterprises.

Judo Capital
Judo Capital is a specialist Australian commercial bank and Authorised Deposit-taking Institution dedicated to providing financial solutions to small and medium enterprises across the country. Headquartered in Melbourne, the institution offers tailored business lending products including term loans, equipment finance, line of credit facilities, and bank guarantees. These lending activities are primarily funded through retail and wholesale term deposits sourced from individual and institutional investors. Judo Capital operates through relationship-led banking offices located across capital cities and key regional economic centers throughout Australia.
Snapshot
Operations
Products and/or services of Judo Capital
- Business Loans: Provision of customized commercial term loans to small and medium enterprises for business expansion, refinancing, real estate acquisition, and working capital needs, featuring structured repayment terms and tailored security arrangements.
- Equipment Finance: Financing structures including asset leases, commercial hire purchases, and chattel mortgages enabling small and medium enterprises to acquire capital assets, vehicle fleets, agricultural machinery, heavy construction equipment, and specialized industrial machinery.
- Lines of Credit: Flexible revolving credit facilities designed to assist commercial entities in managing cash flow fluctuations, trade cycles, inventory purchases, and working capital requirements with on-demand access to pre-approved capital limits.
- Term Deposits: Fixed-term deposit accounts offered to retail, business, and institutional investors with flexible maturity terms ranging from one month to five years, providing competitive fixed interest yields to fund commercial lending activities.
- Bank Guarantees: Commercial performance and financial guarantees issued on behalf of business clients to satisfy contractual obligations, property lease commitments, trade agreements, and tender requirements without requiring upfront liquid cash reserves.
- Agribusiness Lending: Specialized agricultural loans and facility structures tailored for farming enterprises, primary producers, and agribusiness operators to support land acquisition, livestock purchases, crop inputs, and seasonal cash flow needs.
Judo Capital executive team
- Mr. Christopher James BaylissCo-Founder, CEO, MD & Director
- Mr. Andrew LeslieChief Financial Officer
- Mr. Frank VersaceChief Customer Officer
- Ms. Renee M. RobertsChief Risk Officer
- Ms. Rosanna FornarinoChief Operating Officer
- Ms. Yien Hong B.A., B.Com., L.L.B.Chief Legal & Commercial Officer and Company Secretary
- Ms. Jess LantieriChief People & Culture Officer
- Mr. David McNabbHead of Risk Operations & Governance
- Mr. Joseph ErianHead of Enterprise Risk
- Mr. Jason MarrHead of Regional & Agribusiness