Harmoney Corp (ASX: HMY) — Company Overview, News & Financial Data
Harmoney Corp is a New Zealand-based peer-to-peer lending platform providing personal loans and investment opportunities.
Harmoney Corp
Harmoney Corp is a financial technology company that provides online personal lending services to retail borrowers across Australia and New Zealand. Operating through a proprietary cloud-based technology platform, the company offers automated, risk-adjusted personal loans, debt consolidation products, home improvement loans, car loans, and small business financing. Harmoney utilizes artificial intelligence and automated credit analysis algorithms to evaluate applicant risk profiles and deliver automated, paperless loan approvals. Founded in New Zealand, the platform connects capital sources with consumer borrowers seeking unsecured and secured credit options.
Snapshot
Operations
Products and/or services of Harmoney Corp
- Personal Loans: Unsecured and secured personal credit facilities ranging from $2,000 to $100,000 for individual borrowers in Australia and New Zealand, featuring fixed interest rates and flexible loan terms between three and seven years.
- Debt Consolidation: Refinancing solutions that aggregate multiple existing consumer liabilities into a single structured loan facility with fixed repayment schedules, designed to streamline borrower debt obligations and lower overall administrative complexity.
- Vehicle Financing: Unsecured and secured automotive credit options enabling customers to finance new and used personal vehicle purchases, offering pre-approved spending limits and direct disbursement to facilitate private or dealership purchases.
- Home Improvement Loans: Structured financing facilities for residential property renovations, repairs, and capital improvements, provided without requiring trade contractor quotes or mortgage refinancing requirements prior to approval and funding.
- Business Cash Flow Loans: Capital financing solutions provided to small and medium enterprises to support operational cash flow, equipment purchases, inventory acquisition, and commercial expansion requirements across Australian and New Zealand markets.
- Special Purpose Credit: Tailored credit products covering education expenses, medical treatment, weddings, and travel expenses, providing fixed-rate financing options structured according to specific household expenditure requirements and borrower credit profiles.
Harmoney Corp executive team
- David John StevensCEO, MD & Director
- Simon WardChief Financial Officer
- Brad HagstromChief Operations Officer
- Andrew BatesChief Technical Officer
- Mike TravisGeneral Counsel
- Glen MacKellaigChief Marketing Officer
- Amanda DonaldsonChief People Officer
- Dave NesbittChief Risk Officer
- Dan YorkChief Product Officer
- Marija StulichHead of Retention
Latest news about Harmoney Corp
Recent announcements
What Harmoney Corp (HMY) has told the market, newest first.
- Update - Notification of buy-back - HMY
- Update - Notification of buy-back - HMY
- Notice of Annual Meeting of Shareholders and Annual Report
- Update - Notification of buy-back - HMY
- Update - Notification of buy-back - HMY
- Update - Notification of buy-back - HMY
- Update - Notification of buy-back - HMY
- Update - Notification of buy-back - HMY
Dividend history
Dividends per share paid by Harmoney Corp, by financial year.
| Financial year | Interim | Final | Special | Total |
|---|---|---|---|---|
| FY2026(to date) | — | — | — | $0.7110 |
| FY2025 | — | — | — | $0.1915 |
| FY2024 | — | — | — | $0.1300 |
| FY2023 | — | — | — | $0.0400 |
| FY2022 | — | — | — | $0.0390 |
Key financials
Reported results for Harmoney Corp, in NZD.
- Market cap
- 71.1M
- Revenue (TTM)
- 50.1M
- P/E ratio
- 6.3
- EPS (diluted, TTM)
- 0.1
- Dividend yield
- —
- Profit margin
- 20.5%
| Fiscal year end | Revenue | Operating income | Net income |
|---|---|---|---|
| 145M | 77.4M | 10.2M | |
| 131.8M | 75.6M | 5.5M | |
| 133.1M | 62M | -13.2M | |
| 106.6M | -7.6M | -7.6M |