Equifax (NYSE: EFX) — Company Overview, News & Financial Data
Equifax specializes in credit reporting and analytics, providing insights for risk management and financial wellness.
Equifax
Equifax is a global data, analytics, and technology company that collects and aggregates information on individual consumers and businesses worldwide. The company processes financial credit histories, demographic data, and employment and income records to generate credit reports, credit scores, risk assessments, and decisioning analytics for commercial clients. Its primary customer segments include financial institutions, mortgage originators, healthcare providers, telecommunications firms, government entities, and individual consumers seeking credit monitoring services. Headquartered in Atlanta, Georgia, the enterprise maintains core operations across North America, Latin America, Europe, and the Asia-Pacific region.
Snapshot
Operations
Products and/or services of Equifax
- Workforce Solutions: Delivers verification of income and employment services alongside unemployment cost management, tax credit administration, and onboarding compliance solutions for commercial enterprises, government agencies, and employer organizations globally.
- US Information Solutions: Provides consumer credit reporting, fraud detection, identity verification, risk management analytics, and commercial credit data services to financial institutions, mortgage lenders, auto dealers, and telecommunications providers across North America.
- International Operations: Supplies credit reporting agencies, cross-border analytics, consumer data insight, and business risk management tools to banking, retail, and commercial clients operating across Latin America, Europe, and Asia-Pacific markets.
- Consumer Credit Monitoring: Offers individual credit file access, daily credit score tracking, identity theft protection, dark web surveillance, credit lock controls, and dispute resolution services directly to individual consumers and families.
- Identity and Fraud Solutions: Delivers multi-factor authentication, personal data breach mitigation, digital identity verification, synthetic identity fraud protection, and regulatory compliance tools for enterprise risk management and secure digital transactions.
- Analytics and Market Insights: Delivers decisioning software, predictive analytics engines, risk modeling frameworks, and portfolio benchmark databases to enable commercial clients to evaluate creditworthiness, manage default risk, and target growth opportunities.
Equifax executive team
- Mr. Mark W. BegorCEO & Director
- Mr. John W. Gamble Jr.Executive VP, CFO & COO
- Mr. Jamil FarshchiExecutive VP & CTO
- Mr. Chad M. BortonExecutive VP & President of Workforce Solutions
- Mr. James M. GriggsChief Accounting Officer & Corporate Controller
- Mr. Trevor BurnsSenior Vice President of Corporate Investor Relations
- Ms. Julia A. HoustonExecutive VP & Chief Legal Officer
- Ms. Kate WalkerChief Marketing and Communications Officer
- Mr. Sunil BindalEVP & Chief Corporate Development and Strategy Officer
- Ms. Carla J. ChaneyExecutive VP & Chief Human Resources Officer