
About Enact
Enact (NASDAQ:ACT) is a company that specializes in providing mortgage insurance solutions. Operating primarily in the United States, Enact works closely with lenders, mortgage brokers, and other industry partners to help make homeownership more accessible and affordable for borrowers. The company focuses on offering a range of products and services designed to protect lenders from default-related losses on residential mortgage loans, while also supporting responsible lending practices. With a strong commitment to customer service and innovative risk management solutions, Enact aims to enhance the homeownership journey for all parties involved. Its objectives include expanding its market presence, continuously improving product offerings, and maintaining a strong focus on financial stability and operational excellence to better serve its customers and stakeholders.
Snapshot
Operations
Products and/or services of Enact
- Mortgage Insurance for Lenders, providing coverage against default on low down payment loans.
- MI O.A.S.I.S , an online underwriting platform that streamlines the mortgage insurance application process.
- Encompass Integration, offering seamless access to mortgage insurance rates and eligibility through a leading loan origination system.
- Risk-Based Pricing, customizing mortgage insurance costs based on loan characteristics and borrower profiles.
- Homebuyer Education, offering resources and tools to help buyers understand the home buying process and responsibilities of homeownership.
- Customer Service and Training, providing comprehensive support and training for lenders to effectively manage and utilize mortgage insurance products.
Enact executive team
- Mr. Rohit GuptaPresident, CEO & Director
- Mr. Hardin Dean MitchellExecutive VP, CFO & Treasurer
- Mr. Brian Michael GouldEVP & COO
- Mr. Evan Scott StoloveExecutive VP, General Counsel & Secretary
- Mr. Michael Paul DerstineExecutive VP & Chief Risk Officer
- Mr. James Robert McMullenVP, Controller & Principal Accounting Officer
- Mr. Daniel KohlVice President of Investor Relations
- Mr. Matthew Robert YoungSenior Vice President of Sales
- Ms. Susan Gumm SullivanSenior VP & Chief Human Resources Officer
- Ms. Neenu Sohi KainthSenior VP & Chief Customer Experience Officer