Bread Financial (NYSE: BFH) — Company Overview, News & Financial Data
Bread Financial specializes in financial services, offering credit card programs and consumer banking products.
Bread Financial
Bread Financial (NYSE:BFH) is a company specialized in providing a wide range of financial services including credit card programs, consumer banking products, and loyalty programs. Its operations span across offering co-branded, private label, and business credit card programs tailored to meet the evolving needs of its partners and customers. Bread Financial aims to leverage technology and insights to deliver personalized and accessible financial solutions that enhance customer engagement and loyalty. The company’s projects vary from developing innovative payment solutions to enhancing digital banking experiences, with objectives centered around enriching customer relationships, expanding its financial product portfolio, and driving sustainable growth.
Snapshot
Operations
Products and/or services of Bread Financial
- Private label credit cards offering tailored financing solutions for retailers.
- Co-brand credit card programs designed to enhance loyalty and spending among consumers.
- Direct-to-consumer deposit products including savings accounts and CDs.
- Payment processing services for merchants, enhancing transaction efficiency and security.
- Marketing and loyalty programs leveraging data analytics to improve customer engagement.
- Digital banking services, integrating technology for a seamless financial management experience.
Bread Financial executive team
- Ralph J. AndrettaPresident, CEO & Director
- Perry S. BebermanExecutive VP & CFO
- Allegra S. DriscollExecutive VP & CTO
- Joseph L. Motes IIIExecutive VP, Chief Legal & Administrative Officer and Secretary
- Tammy Michelle McConnaugheyExecutive VP and Chief Credit Risk & Operations Officer
- Jonathan Bryan CampbellSenior VP & Chief Accounting Officer
- Brian VerebHead of Investor Relations
- Dashon WillifordSenior Vice President of Digital Strategy & Experience
- Dennis McCarthyExecutive Vice President & Chief Revenue Officer
Latest news about Bread Financial
Dividend history
Dividends per share paid by Bread Financial, by financial year.
| Financial year | Interim | Final | Special | Total |
|---|---|---|---|---|
| FY2026(to date) | — | — | — | $0.9400 |
| FY2025 | — | — | — | $0.8600 |
| FY2024 | — | — | — | $0.8400 |
| FY2023 | — | — | — | $0.8400 |
| FY2022 | — | — | — | $0.8400 |
Key financials
Reported results for Bread Financial, in USD.
- Market cap
- 4B
- Revenue (TTM)
- 2.7B
- P/E ratio
- 8.3
- EPS (diluted, TTM)
- 12.8
- Dividend yield
- 0.9%
- Profit margin
- 20.0%
| Fiscal year end | Revenue | Operating income | Net income |
|---|---|---|---|
| 4.7B | 614M | 518M | |
| 3.8B | 279M | 277M | |
| 4.3B | 1.6B | 718M | |
| 3.8B | 802M | 223M |