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Affirm (NASDAQ: AFRM) — Company Overview, News & Financial Data

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Company profile

Affirm

About

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Affirm is a financial technology company that provides buy now, pay later payment solutions for consumers and merchants. The company enables consumers to pay over time for purchases with fixed monthly payments or interest-free installments, without hidden or late fees. Affirm integrates directly into merchant checkouts, mobile applications, digital wallets, and desktop browser extensions, partnering with major retail platforms, e-commerce networks, and financial service providers. Additionally, the business issues direct-to-consumer payment cards and offers high-yield savings accounts through partner financial institutions. Affirm operates across the United States, Canada, the United Kingdom, and Australia.

Snapshot

Public USOwnership
2012Year founded
1,001–5,000Employees
San Francisco, United StatesHead office
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Global footprint

Operations

All Locations
San Francisco, US
United States
Canada
Australia

Products and/or services of Affirm

  • Point-of-Sale Installment Loans: Provides point-of-sale financing options integrated directly into merchant checkouts, allowing consumers to pay for online and in-store purchases over bi-weekly or monthly terms with transparent interest rates or interest-free plans.
  • Direct-to-Consumer Debit Card: Offers a dedicated Visa debit card enabling cardholders to pay in full or split eligible online and in-person transactions into installment payment plans before or after completing purchases.
  • Merchant Integration Services: Provides e-commerce and retail merchants with payment gateway integrations, developer APIs, custom promotions, and platform tools designed to increase average order values and customer conversion rates across retail channels.
  • Mobile App and Browser Extension: Delivers native iOS and Android mobile applications alongside a desktop browser extension, allowing consumers to discover merchant offers, manage payment schedules, and request virtual payment card numbers for checkout.
  • Digital Wallet Partnerships: Integrates installment financing solutions directly into third-party payment platforms and digital wallets, including Apple Pay and Google Pay, enabling point-of-sale payment options across participating merchant ecosystems.
  • High-Yield Savings Accounts: Provides consumer savings account solutions hosted through partner financial institutions, offering high-yield interest-earning deposit capabilities and Federal Deposit Insurance Corporation coverage without requiring minimum balance thresholds for users.

Affirm executive team

  • Max Roth LevchinFounder, CEO & Chairman
  • Michael A. LinfordPresident
  • Libor MichalekPresident & Director
  • Robert W. O'HareChief Financial Officer
  • Katherine AdkinsChief Legal & Compliance Officer and Secretary
  • Siphelele JiyaneChief Accounting Officer
  • Zane KellerHead of Investor Relations
  • Brooke E. Major-ReidChief Capital Officer
  • Wayne PommenChief Revenue Officer
  • Pat SuhSenior Vice President of Revenue