What are Regions Financial’s (NYSE:RF) second-quarter earnings?

Regions Financial (NYSE:RF) reported Q2 2026 net income of $549 million and diluted EPS of $0.64, while adjusted earnings reached $583 million and adjusted EPS was $0.68.

How did Regions Financial’s (NYSE:RF) earnings change from last year?

Regions Financial (NYSE:RF) increased reported diluted EPS by 8% and adjusted diluted EPS by 13% compared with Q2 2025, while reported total revenue remained relatively stable.

What does Regions Financial’s (NYSE:RF) 1.69% deposit cost mean?

Regions Financial (NYSE:RF) paid an average cost of 1.69% on interest-bearing deposits during Q2, which supported the bank’s net interest income and overall margin performance.

How is Regions Financial’s (NYSE:RF) credit quality performing?

Regions Financial (NYSE:RF) reduced annualized net charge-offs by 12 basis points to 42 basis points, while its allowance covered 241% of nonperforming loans.

What does the Frazer Lanier acquisition mean for Regions Financial (NYSE:RF)?

Regions Financial (NYSE:RF) said the acquisition expands its municipal finance and investment banking capabilities for cities, counties, corporations and other institutional clients.

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Regions posts $549 million second-quarter profit

Written by Mahathir BayenaPublished Jul 17, 2026, 10:11 AM

Regions reported Q2 net income of $549 million and adjusted earnings of $583 million.
Regions shares were up 2.9% at $32.40 in premarket trading following the results.
The bank reported loan growth, lower quarterly charge-offs and an expansion of its municipal finance operations.

Regions Financial (NYSE:RF) reported Q2 net income of $549 million and diluted EPS of $0.64, with adjusted earnings of $583 million and adjusted EPS of $0.68.

Reported EPS increased 8% year over year and 3% quarter over quarter, while adjusted EPS rose 13% and 10%, respectively.

Average loans increased 2% from Q1, while ending loans rose 1% as commercial and industrial lending supported growth.

Interest-bearing deposit costs were 1.69%, CET1 was 10.7%, annualized net charge-offs fell to 42 basis points and ACL coverage reached 241% of nonperforming loans.

Following the announcement the Regions Financial share price was up 2.9% at $32.40 in premarket trading.

Wealth Management recorded its fifth record-income quarter in six periods, adding another source of fee-based revenue beyond traditional lending.

Regions completed its acquisition of The Frazer Lanier Company on July 1 to expand municipal finance and capital markets services across its operating footprint.

Regions posts $549 million second-quarter profit

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