Huize Holding (NASDAQ:HUIZ), a leading digital insurance product and service platform in China, today announced record-breaking financial and operational results for the full year ended December 31, 2025.
For the full year 2025, Huize achieved a record Gross Written Premium (GWP) of RMB7,427.1 million, representing a 20.6% increase year-over-year.
Growth was particularly robust in First Year Premiums (FYP), which surged 35.4% to RMB4,630.8 million, highlighting the platform’s success in capturing new market demand.
Total revenue for the year grew 26.7% to RMB1,582.2 million, as the company effectively converted high transaction volumes into sustainable top-line growth.
A key highlight of the fiscal year was the drastic improvement in operational efficiency.
Huize’s expense-to-income ratio fell to 26.3%, a decrease of 5.9 percentage points from 32.2% in 2024.
This margin expansion was largely attributed to the company-wide integration of proprietary AI solutions, which now manage tasks ranging from "Vibe Coding" in R&D to 24/7 automated customer support.
These tech-driven productivity gains allowed Huize to deliver a GAAP net profit of RMB4 million and a non-GAAP net profit of RMB22.6 million.
Operationally, Huize expanded its reach to a cumulative 12.3 million clients, adding approximately 1.7 million new customers in 2025 alone.
The company also strengthened its ecosystem by partnering with 158 insurers globally, covering a diverse spectrum of life, health, and property and casualty products.
This scale, combined with a year-end cash position of RMB250.8 million, provides the liquidity necessary for Huize to execute its "dual-hub" strategy, including its recent expansion into the Southeast Asian market via its new Singapore license.