FB Financial earnings climb as Q3 profit reaches $60.2 million

• FB Financial Corporation (NYSE:FBK) reported third-quarter 2026 net income of $60.2 million, or $1.20 per diluted share, compared with $0.43 a year earlier.
• The company ended the quarter with loans held for investment of $13.18 billion and deposits of $14.67 billion.
• FB Financial said continued loan and deposit growth, along with a $125 million subordinated debt issuance, provides flexibility to support future growth.

FB Financial Corporation (NYSE:FBK), the parent company of FirstBank, reported third-quarter 2026 net income of $60.2 million, or $1.20 per diluted common share, compared with $1.13 in the previous quarter and $0.43 in the third quarter of 2025.

The company reported adjusted net income of $60.9 million, or $1.21 per diluted share, compared with $1.14 in the previous quarter and $1.07 in the prior-year quarter.

FB Financial reported loans held for investment of $13.18 billion at September 30, 2026, representing a 9.68% annualized increase from the previous quarter, while deposits increased to $14.67 billion, representing an 8.82% annualized increase.

The company reported a third-quarter 2026 net interest margin of 3.83%, compared with 3.95% in both the prior quarter and the third quarter of 2025, while book value per common share reached $39.11.

FB Financial operates FirstBank, providing commercial and consumer banking services including lending, deposits, and financial solutions.