Community Trust posts record $29.6 million profit

• Community Trust Bancorp reported record Q2 2026 net income of $29.6 million and earnings of $1.64 per share.
• The $1.64 result exceeded the $1.52 per-share analyst estimate, while shares were unchanged in premarket trading.
• Higher net interest and noninterest income supported the quarterly earnings increase.

Community Trust Bancorp (NASDAQ:CTBI) reported record Q2 2026 net income of $29.6 million and basic earnings of $1.64 per share.

Earnings increased from $27.2 million in Q1 and $24.9 million a year earlier, while the $1.64 result beat the $1.52 analyst estimate.

Total revenue reached approximately $78.5 million as net interest income rose 12.7% year over year to $60.9 million.

Noninterest income reached $17.6 million, while the efficiency ratio improved to 47.99% and net charge-offs declined to $0.9 million.

Following the announcement, Community Trust Bancorp's share price was unchanged at $72.25 in premarket trading.

First-half earnings totaled $56.8 million, or $3.15 per basic share, compared with $46.9 million and $2.60 one year earlier.

Community Trust ended June with $7.0 billion in assets, $5.1 billion in loans and nearly $6.0 billion in deposits and repurchase agreements.