Why does Standard Chartered expect Aave (CRYPTO) to rise to US$3,500 by 2030?

Standard Chartered expects Aave (CRYPTO) to benefit from growth in decentralised finance and tokenised assets. The bank forecasts Aave (CRYPTO) could reach US$3,500 by the end of 2030 if DeFi assets expand to US$2.7 trillion.

What are Standard Chartered's price targets for Aave (CRYPTO)?

Standard Chartered forecasts Aave (CRYPTO) will reach US$180 by the end of 2026, followed by US$600, US$1,200 and US$2,200 in subsequent years before reaching US$3,500 by the end of 2030. The forecast started from a price of about US$70 when the report was released.

How is the KelpDAO incident affecting Aave (CRYPTO)?

Aave (CRYPTO) experienced lower activity after a liquidity shock linked to the KelpDAO exploit in April. Deposits on Aave (CRYPTO) fell from US$44 billion to US$23 billion, while active loans declined from US$18 billion to US$9.5 billion.

What does Aave Horizon mean for Aave (CRYPTO)?

Aave Horizon is the institutional lending initiative of Aave (CRYPTO). Standard Chartered said the success of Aave Horizon is important to its long-term forecast, but noted that its growth remains unproven and depends on partnerships with traditional financial firms.

How does Aave (CRYPTO) generate revenue?

Aave (CRYPTO) earns revenue through the difference between interest paid to depositors and interest charged to borrowers on its decentralised lending platform. Standard Chartered said Aave's revenue could grow alongside the projected expansion of DeFi assets and tokenised markets.

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Standard Chartered sees Aave reaching $3,500

Written by Jon CuthbertPublished Jun 24, 2026, 11:40 PM

Standard Chartered initiated coverage of Aave (CRYPTO:AAVE) with a price target of US$3,500 by the end of 2030.
The bank said Aave's recovery from a recent liquidity decline and projected growth in decentralised finance support its outlook.
The forecast depends on continued expansion of tokenised assets and the development of Aave's institutional lending initiatives.

Aave (CRYPTO:AAVE) could reach US$3,500 by the end of 2030, according to a new forecast from Standard Chartered, which said growth in decentralised finance could support higher demand for the lending protocol's native token.

The bank's projection implies an increase from about US$70 when the research note was released and follows a period in which Aave's deposits fell from US$44 billion to US$23 billion after an April liquidity shock linked to the KelpDAO exploit.

“Aave Horizon is achievable but not yet proven,” said Standard Chartered Global Head of Digital Assets Research Geoff Kendrick.

Standard Chartered said Aave's share of the lending market declined to 38% of deposits from an average of 59% before the incident, but noted that deposits have increased since reaching lows in June and highlighted a proposed risk framework from Aave founder Stani Kulechov.

The bank expects Aave to benefit if tokenised assets deployed in decentralised finance grow 37-fold to US$2.7 trillion by 2030 as projected, and following the report Aave rose above US$77 before later trading above US$79.

Aave operates a decentralised lending platform that allows users to borrow and lend digital assets without traditional financial intermediaries, generating revenue from the difference between borrowing and lending rates.

Standard Chartered also published long-term price targets of US$500,000 for Bitcoin (CRYPTO:BTC) and US$40,000 for Ethereum (CRYPTO:ETH), while noting that future performance will depend on market conditions and broader adoption trends.

At the time of reporting, Aave price was $79.94.

Standard Chartered sees Aave reaching $3,500

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