What is driving the growth of stablecoin payments?

Business adoption is becoming a major driver of stablecoin usage. According to Paybis, companies are increasingly using stablecoins for cross-border payments, treasury operations and international settlements.

How much of Paybis' stablecoin activity comes from businesses?

Business customers accounted for nearly 98% of stablecoin payout volume on Paybis during the first four months of 2026. That is a sharp increase from 36% recorded in 2023.

How important are stablecoins to Paybis today?

Stablecoins represented 86% of Paybis platform activity in April 2026. By comparison, they accounted for only 12% of activity in July 2023, highlighting the rapid growth of stablecoin adoption.

How large is the global stablecoin payments market?

Paybis cited McKinsey research estimating that global stablecoin payment volume reached approximately $390 billion in 2025. Business-to-business transactions accounted for around 60% of that total.

Why are businesses adopting stablecoins for payments?

Stablecoins can offer faster settlement times, lower transaction costs and 24/7 availability compared with traditional cross-border payment systems. These benefits are particularly attractive for international businesses.

Which industries are using stablecoins the most?

According to Paybis, the largest sources of business stablecoin activity were digital goods, virtual asset businesses, technology companies, retail and e-commerce firms, and fintech providers. Together, these sectors generated more than 78% of business stablecoin volume on the platform.

How many businesses plan to use stablecoins?

Paybis found that 22.5% of surveyed businesses either already use stablecoins for international payments or intend to adopt them within the next 12 months. This suggests further growth could be ahead.

Do businesses understand stablecoin payment costs and speeds?

Not always. The survey found many businesses overestimated both transaction fees and settlement times, with some expecting transfers to take hours or even a full day despite many stablecoin payments settling within minutes.

Image for illustrative purposes only. Not a real photo.

Business use drives stablecoin payment growth

Written by Mahathir BayenaPublished Jun. 4 2026

Business payments are emerging as one of the fastest-growing use cases for stablecoins as companies increasingly adopt blockchain-based settlement tools for cross-border transactions.

Paybis reported that business customers accounted for nearly 98% of stablecoin payout volume processed on its platform during the first four months of 2026, a significant increase from 36% recorded in 2023.

The company also found that stablecoins represented 86% of activity on its platform in April, compared with just 12% in July 2023, highlighting the rapid shift toward digital dollar transactions.

Paybis cited research from McKinsey estimating that global stablecoin payment volume reached $390 billion in 2025, with business-to-business payments accounting for approximately 60% of total activity.

The largest contributors to business stablecoin usage were digital goods providers, virtual asset companies, technology firms, retail and e-commerce businesses, and financial technology companies, which together generated more than 78% of business-related stablecoin volume on the platform.

The company's survey found that 22.5% of businesses already use stablecoins for international payments or plan to adopt them within the next year, although many respondents overestimated both transaction costs and settlement times.

The findings come as the stablecoin market expands to roughly $319.5 billion in value, driven by continued growth from major issuers and a wave of new payment-focused products from firms including SoFi, Falcon Finance and MoneyGram.