Signature Bank founder Scott Shay launches 24/7 narrow bank N3XT
Blockchain-native narrow bank N3XT has launched to provide instant, 24/7 programmable US dollar settlement backed 1:1 by cash and short-term Treasuries.
In this interview, Scott Shay, Founder at N3XT, explains how narrow banking solves liquidity challenges for digital assets and shares lessons learned from creating Signet and Signature Bank.
Drawing on four decades of traditional finance leadership, Shay outlines N3XT’s ethical governance framework designed to rebuild trust across global institutional crypto markets.


