Why are 71% of Latin American institutions using stablecoins for cross-border payments?

According to The Digital Chamber, 71% of Latin American institutions use stablecoins because they offer faster and lower-cost international transactions. The report found this is the highest regional institutional adoption rate globally.

What does the US$324 billion stablecoin transaction volume mean for Latin America?

Latin America's stablecoin transaction volume reached US$324 billion in 2025, representing an 89% increase from the previous year. The growth reflects rising use of stablecoins by businesses and institutions for payments and transfers.

How are stablecoins reducing costs for Latin American institutions?

Stablecoin payment networks have reduced cross-border transaction fees to less than 1%, according to research cited by The Digital Chamber. Traditional international payment providers typically charge between 5% and 7% for similar transfers.

What role do Brazil and Argentina play in stablecoin adoption?

Stablecoins account for approximately 90% of cryptocurrency transaction flows in Brazil and around 60% in Argentina, according to The Digital Chamber. The organisation said regulatory developments in both countries have supported broader adoption.

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Latam stablecoin use reaches 71% of institutions

Written by Mahathir BayenaPublished Jun 19, 2026, 6:27 AM

A report from The Digital Chamber found that 71% of Latin American institutions now use stablecoins for cross-border payments.
Stablecoin transaction volume in the region reached US$324 billion in 2025, up 89% from a year earlier.
The organisation said regulatory developments in countries including Brazil, Argentina, and Bolivia are supporting broader adoption.

Latin American institutions have become the world's largest users of stablecoins for cross-border payments, with 71% now using the digital assets for international transactions, according to a report from The Digital Chamber.

The report said adoption has accelerated as regulatory frameworks evolve across the region, including Brazil's Virtual Assets Law, Bolivia's removal of its cryptocurrency ban, and Argentina's exchange registration requirements.

“As adoption and regulation of stablecoins have pushed Latin America’s crypto market into more commercial use cases, 71% of Latin American institutions have already begun using stablecoins for cross-border payments, the highest regional adoption rate globally,” said The Digital Chamber.

The organisation reported that stablecoin transaction volume in Latin America reached US$324 billion in 2025, representing an 89% increase from the previous year, while business-to-business stablecoin transaction volumes expanded 30-fold over the past two years.

The report said stablecoin payment networks have reduced cross-border transaction fees to less than 1% compared with traditional fees of 5% to 7%, and following the study no market reaction for any specific cryptocurrency was disclosed.

According to the findings, stablecoins account for around 90% of cryptocurrency transaction flows in Brazil and approximately 60% in Argentina, highlighting their growing role in regional financial activity.

The Digital Chamber estimated that up to US$8.9 billion could be saved if the US$142 billion transferred from the United States to Latin America in 2025 moved through stablecoin-based payment rails instead of traditional remittance channels.