What did Crossmint launch for AI agents?

Crossmint launched an API that allows AI agents to make purchases using eligible Visa credit and debit cards. The system is designed to let autonomous software complete transactions while keeping payment credentials secure.

How do AI agents use Visa cards through Crossmint?

The platform tokenises a user's existing Visa card and allows AI agents to spend within predefined limits. This means agents can make purchases without ever seeing or storing the actual card number.

Why is this important for AI commerce?

AI agents are increasingly being designed to perform tasks on behalf of users, including shopping, subscriptions and service payments. Secure payment infrastructure is a key requirement for enabling these agents to operate independently.

How does Crossmint protect users' card information?

The system uses tokenised payment credentials through Visa Intelligent Commerce and Basis Theory infrastructure. This approach reduces the risk of exposing sensitive card data to AI applications or agent environments.

What platforms support Crossmint's AI payment system?

The payment functionality is available through Crossmint's lobster.cash platform and can integrate with tools including Claude Code, OpenClaw, Hermes and Zo Computer. Developers can access the system through Crossmint's API.

How is this different from virtual card solutions?

Unlike some competing products that create new virtual cards, Crossmint tokenises users' existing Visa cards. This allows users to continue receiving rewards and benefits associated with their original card.

Does Crossmint only support Visa payments?

Currently, the service supports eligible Visa cards. However, Crossmint said it is working with Mastercard and American Express to expand agentic payment support across additional card networks.

Can AI agents use stablecoins as well?

Yes. Crossmint said its broader payments infrastructure supports both card-based payments and stablecoin transactions. This gives developers flexibility when building AI-powered financial applications.

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Crossmint brings Visa card payments to AI agents

Written by Jon CuthbertPublished Jun. 3 2026Last Updated Jun. 3 2026

Crossmint has launched a new API that enables AI agents to make purchases using eligible Visa credit and debit cards, extending payment capabilities for autonomous software beyond cryptocurrency-based transactions.

The service uses Visa Intelligent Commerce and Basis Theory infrastructure to allow AI agents to complete transactions without accessing users’ card numbers while operating within predefined spending limits.

Crossmint said the payment functionality is available through its lobster.cash platform and can be integrated with agent frameworks including Claude Code, OpenClaw, Hermes and Zo Computer.

“Developers building payment capabilities into agents have had no standardised way to handle card credentials, so many have resorted to workarounds that expose raw card numbers directly to the agent environment,”

Said Crossmint co-founder Alfonso Gómez-Jordana.

The company said its system tokenises existing Visa cards rather than issuing new virtual cards, allowing users to retain card rewards while authorising spending by AI agents.

Gómez-Jordana added that Crossmint’s wider payments infrastructure supports both card and stablecoin transactions and that the company is working with Mastercard and American Express to expand support beyond Visa.

The launch comes amid growing competition to build financial infrastructure for AI agents, with companies including Coinbase, MoonPay, Circle and Visa developing tools that enable autonomous software to hold funds, access services and execute payments independently.