What drove the loan book growth for MONEYME (ASX:MME) in FY26?

MONEYME (ASX:MME) expanded its loan book past $2 billion due to strong demand, generating $1.23 billion in annual originations. This represents a 34% increase compared to the $1.56 billion loan portfolio recorded in the prior year.

What are the key financial results for MONEYME (ASX:MME) in FY26?

MONEYME (ASX:MME) reported full-year gross revenue of $249 million, representing a 20% year-on-year increase. The business also returned to profitability in the second half, recording $0.5 million in normalised net profit after tax.

How did credit quality metrics perform for MONEYME (ASX:MME)?

MONEYME (ASX:MME) reduced its net credit losses to 2.4% in the fourth quarter, down 1.0 percentage point year-on-year. The lender attributed this improvement to disciplined risk management and average customer credit scores reaching Equifax's "Very Good" range.

What does the portfolio mix look like for MONEYME (ASX:MME)?

MONEYME (ASX:MME) reported that secured assets comprised 59% of its total portfolio at the end of the financial year. The company balances these secured auto finance loans alongside its personal loan and credit card products.

How did the share price of MONEYME (ASX:MME) react following the trading update?

Following the market release, the MONEYME (ASX:MME) share price traded down at $0.08. The company reported a full-year normalised loss of $4.1 million, which improved from its $15.5 million loss in FY25.

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MoneyMe loan book tops $2B mark

Written by Liezl GambePublished Jul 22, 2026, 4:09 AM

MONEYME expanded its total loan portfolio past $1.23 billion in full-year originations.
Net credit losses declined to 2.4% while revenue rose 20% year-on-year to reach $249 million.
Higher credit quality and lower funding costs enabled a return to positive normalised NPAT in the second half.

MONEYME (ASX:MME) grew its total loan book past $1.23 billion in annual loan originations.

The result reflects a 34% expansion from the $1.56 billion loan book recorded in the prior corresponding period.

For the fourth quarter, net credit losses improved to 2.4% while gross revenue rose 20% year-on-year to $249 million for the full financial year.

The lender delivered $4.1 million compared to $0.08.

MONEYME operates as a digital consumer and commercial lender offering personal loans, auto finance, and credit cards.

The business has increasingly focused on higher credit quality borrowers, pushing secured assets to 59% of its portfolio and achieving average customer credit scores within Equifax's "very good" range.

MoneyMe loan book tops $2B mark

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