How did Helia Group (ASX:HLI) perform in the 2025 financial year?

Helia Group reported a statutory net profit after tax (NPAT) of $244.9 million for the year ended 31 December 2025, a 6% increase over the previous year. On an underlying basis, which strips out volatile items like unrealised bond losses, profit rose 12% to $247 million.

What were the key earnings per share (EPS) figures for Helia Group (ASX:HLI)?

Statutory diluted earnings per share grew 12% to 89.2 cents for FY25. The underlying diluted EPS, often viewed by traders as a cleaner measure of operational health, saw an even larger jump of 18% to 89.9 cents.

What dividends will Helia Group (ASX:HLI) shareholders receive?

The board declared two final dividends: a fully franked ordinary dividend of 16 cents per share and a special dividend of 67 cents per share (franked to 87%). When combined with earlier payments, the total special dividend for FY25 reached 94 cents per share.

What are the key dates for the Helia Group (ASX:HLI) dividend payments?

To receive the latest dividends, investors must be on the share register by the record date of 11 March 2026. Both the final ordinary and the final special dividends are scheduled for payment on March 26.

Why did Helia Group (ASX:HLI) issue such a large special dividend?

The 77% surge in special dividends is backed by a strong underlying return on equity (ROE), which rose 360 basis points to 23.5%. This indicates the company is generating significant excess capital from its Lenders Mortgage Insurance business.

Did any metrics decline in the Helia Group (ASX:HLI) FY25 report?

While profit and dividends rose, the company’s net tangible assets (NTA) and net Contractual Service Margin (CSM) per share decreased by 2% to $5.48. This decline in asset value per share often occurs when a company pays out large portions of its capital as dividends.

How efficient is Helia Group (ASX:HLI) at generating profit?

Helia's capital efficiency improved significantly, with its underlying return on equity (ROE) hitting 23.5% in FY25. This 360-basis-point increase over the prior year shows the company is squeezed more profit out of its shareholders' equity.

What is the current strategic narrative for Helia Group (ASX:HLI)?

Interim CEO Michael Cant highlighted "disciplined execution" during a year of material change for the Lenders Mortgage Insurance (LMI) industry. The company is positioning itself as a critical infrastructure provider for the Australian property market, having supported 36,000 Australians in home ownership in 2025.

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Helia Group 2025 profit rises 6% to $244.9M

Written by Mahathir BayenaPublished Feb 24, 2026, 10:59 PMLast Updated Jul 6, 2026, 10:45 AM

Helia Group (ASX:HLI) released its financial results for the year ended Dec. 31, 2025, reporting a statutory net profit after tax of $244.9 million.

The figure represents a 6% increase compared to the previous year.

The company’s underlying NPAT, which excludes certain volatility such as unrealised losses on bonds, rose by 12% to $247 million.

The company's statutory diluted earnings per share grew by 12% to 89.2 cents, while underlying diluted EPS saw an 18% increase to 89.9 cents.

Return on equity also improved, with the underlying ROE rising 360 basis points to 23.5%.

However, net tangible assets and net CSM per share decreased by 2% to $5.48.

The board declared a final ordinary dividend of 16 cents per share, which is fully franked.

A final special dividend of 67 cents per share was declared, franked to 87%.

Both dividends are scheduled for payment on March 26 to shareholders on the register as of March 11.

This brings the total special dividend for the 2025 financial year to 94 cents per share, a 77% increase over FY24.

Interim CEO Michael Cant attributed the performance to disciplined execution during a period of material change for Helia and the Lenders Mortgage Insurance industry.

The company reported supporting over 36,000 Australians in their home ownership efforts throughout the year.

Helia Group 2025 profit rises 6% to $244.9M

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