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Mahathir Bayena

Mahathir Bayena

GrafaCrypto Journalist

Crypto journalist for Grafa, with nearly 10 years of experience covering blockchain, Web3, and NFT gaming trends. MBA & Economics grad.

Articles by Mahathir Bayena

Grafa
Cryptocurrency

YouTube expands creator monetisation with PayPal stablecoin payouts

YouTube has begun allowing eligible US-based creators to receive earnings in PayPal’s US dollar-pegged stablecoin, PayPal USD (PYUSD), marking a notable step towards mainstream adoption of regulated digital currencies in creator monetisation.

The new payout option was reported by Fortune on 11 December and reflects growing interest among major technology firms in using stablecoins as practical payment tools rather than speculative assets.

Read more: YouTube expands creator monetisation with PayPal stablecoin payouts
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Cryptocurrency

Crypto executives say memecoins will return in a new form

Memecoins are not dead despite the collapse in prices and fading hype, according to MoonPay president Keith A. Grossman, who believes the sector is undergoing a structural reset rather than a permanent decline.

Grossman argued that memecoins were never solely about jokes or financial nihilism, but about the technological ability to tokenise attention cheaply and at scale using blockchain infrastructure.

Read more: Crypto executives say memecoins will return in a new form
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Cryptocurrency

Brazil’s largest bank backs 1–3% Bitcoin allocation for portfolio

A senior executive at Itaú Asset Management has recommended that investors allocate between 1% and 3% of their portfolios to Bitcoin (CRYPTO:BTC) as part of a diversified strategy.

Itaú Unibanco is the largest private bank in Latin America and a key player in Brazil's traditional financial system.

Read more: Brazil’s largest bank backs 1–3% Bitcoin allocation for portfolio
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Cryptocurrency

Bitcoin four-year cycle holds as politics and liquidity dominate

Bitcoin's (CRYPTO:BTC) long-discussed four-year market cycle remains intact but is now shaped by political events and liquidity conditions rather than the asset’s halving mechanism, according to new analysis from 10x Research.

Markus Thielen, head of research at 10x Research, said the belief that the cycle has broken down misunderstands how Bitcoin's market dynamics have evolved in recent years.

Read more: Bitcoin four-year cycle holds as politics and liquidity dominate
Grafa
Financial

Norwood Financial receives final regulatory go-ahead for PB Bankshares acquisition

Norwood Financial Corp (NASDAQ:NWFL), the holding company for Wayne Bank, has announced that it has received the final regulatory approvals necessary to complete its acquisition of PB Bankshare and its subsidiary, Presence Bank.

This final approval follows the merger's green light from PB Bankshare shareholders on December 11, 2025.

Read more: Norwood Financial receives final regulatory go-ahead for PB Bankshares acquisition
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Health

BeyondSpring unveils positive Asian subset results from Phase 3 DUBLIN-3 trial

BeyondSpring (NASDAQ:BYSI) presented encouraging results from the Asian subset of its global Phase 3 DUBLIN-3 trial at ESMO Asia 2025, evaluating the combination of plinabulin and docetaxel versus docetaxel alone in second-line and third-line EGFR wild-type non-small cell lung cancer (NSCLC).

Read more: BeyondSpring unveils positive Asian subset results from Phase 3 DUBLIN-3 trial
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Cryptocurrency

Senate talks push US crypto market structure bill to January

Negotiations in the U.S. Senate over a long-awaited crypto market structure bill are increasingly likely to extend into January as lawmakers head toward the holiday recess with key issues unresolved.

The legislation, viewed by the digital asset industry as its top policy priority, remains under active discussion but has not yet reached consensus among Democrats, Republicans, the White House and industry stakeholders.

Read more: Senate talks push US crypto market structure bill to January
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Cryptocurrency

SEC warns retail investors to scrutinise crypto custody risks

The U.S. Securities and Exchange Commission has issued new guidance aimed at helping retail investors understand how custody choices can determine the safety of their crypto holdings.

The Investor Bulletin was released on December 12 by the SEC’s Office of Investor Education and Assistance as part of broader efforts to raise awareness of crypto-related risks.


Read more: SEC warns retail investors to scrutinise crypto custody risks