Pepper Money (ASX: PPM) — Perfil da empresa, notícias e dados financeiros
Pepper Money is a non-bank lender in Australia offering home and personal loans, focusing on flexible solutions for diverse borrowers.
Pepper Money
Pepper Money is a non-bank lender offering residential home loans, asset finance, commercial loans, and personal lending solutions across Australia and New Zealand. The company provides customized financing options for prime and non-conforming borrowers, including self-employed individuals, debt consolidation applicants, and those seeking flexible refinancing terms. Its core lending portfolio encompasses residential mortgages, commercial property financing, equipment and vehicle loans, and self-managed super fund loans. Pepper Money distributes its financial products through a network of mortgage brokers, third-party originators, and direct customer channels.
Resumo
Operações
Produtos e/ou serviços de Pepper Money
- Home Loans: Provision of residential mortgage products, including owner-occupied, investment, self-employed, and low-credit refinancing options across Australia and New Zealand, distributed through an extensive network of accredited mortgage brokers and direct digital channels.
- Asset & Vehicle Finance: Financing options for consumer and business vehicles, electric vehicles, and commercial equipment, providing structured term loans and asset-backed credit facilities across Australian and New Zealand automotive and equipment markets.
- Commercial Property Lending: Commercial real estate loan options designed to assist small and medium enterprises with purchasing, refinancing, or expanding commercial property holdings through tailored lending criteria and flexible debt repayment structures.
- Personal Loans: Unsecured and secured personal loan products providing fixed-term funding solutions for debt consolidation, residential renovations, major consumer purchases, and personal credit requirements delivered through direct customer platforms.
- Self-Managed Super Fund Loans: Tailored mortgage facilities designed to enable self-managed superannuation funds to purchase residential or commercial real estate assets, adhering to specialized Australian regulatory credit frameworks and fund investment rules.
- Third-Party Servicing: Comprehensive loan servicing and portfolio management solutions, providing credit assessment, loan administration, collection services, and back-office support for third-party institutional lenders and warehouse credit structures.
equipe executiva do Pepper Money
- Mario RehayemCEO & Director
- Therese McGrathChief Financial Officer
- Steven MeekChief Information Officer
- John Paul WilliamsGeneral Counsel & Company Secretary
- Sarah PikardtChief Marketing Officer
- Sue KentChief Human Resource Officer
- Michael VainauskasChief Risk Officer
- Matthew TinkerChief Service Officer
- Neil CulkinHead of Credit and Settlements ? Mortgages & Commercial Lending
- Andrew GambleHead of Sales - Asset Finance
Histórico de dividendos
Dividendos por ação pagos pela Pepper Money, por ano fiscal.
| Ano fiscal | Intermediário | Final | Especial | Total |
|---|---|---|---|---|
| FY2026(até o momento) | — | A$0.0720 | — | A$0.1500 |
| FY2025 | A$0.0710 | A$0.1890 | — | A$0.2600 |
| FY2024 | A$0.0500 | A$0.0500 | — | A$0.1000 |
| FY2023 | A$0.0510 | A$0.0350 | — | A$0.0860 |
| FY2022 | A$0.0900 | A$0.0540 | — | A$0.1440 |
Principais indicadores financeiros
Resultados divulgados pela Pepper Money, em AUD.
- Cap. de mercado
- 768,4 mi
- Receita (TTM)
- 418,9 mi
- P/L
- 7.4
- LPA (diluído, TTM)
- 0.2
- Dividend yield
- 8.8%
- Margem de lucro
- 25.8%
| Fim do ano fiscal | Receita | Resultado operacional | Lucro líquido |
|---|---|---|---|
| 1,4 bi | 1,1 bi | 104,6 mi | |
| 1,6 bi | 1,3 bi | 98,8 mi | |
| 1,5 bi | 1,2 bi | 110,7 mi | |
| 1,1 bi | 781,5 mi | 141 mi |