Upstart Inc (NASDAQ: UPST) — Perfil da empresa, notícias e dados financeiros
Upstart Holdings leverages AI to improve lending access and reduce risks, transforming financial institutions’ lending processes.

Upstart Inc
Upstart Holdings (NASDAQ:UPST) is at the forefront of leveraging artificial intelligence (AI) to revolutionize the way banks and other financial institutions lend money. Focused on improving access to affordable credit while reducing the risks and costs associated with lending, Upstart has developed a platform that goes beyond traditional credit scoring methods. The company's innovative approach uses machine learning and sophisticated data analysis to provide more accurate risk assessments, enabling its partners to offer more inclusive credit options to a broader range of borrowers. With projects spanning personal loans, auto loans, and potentially more areas of consumer finance in the future, Upstart aims to make the lending process not only smarter but also more equitable for everyone involved.
Resumo
Operações
Produtos e/ou serviços de Upstart Inc
- AI lending platform enhances bank loan approvals and experience.
- Personal loans offer quick, fair credit decisions using AI.
- Auto loans provide efficient, AI-driven car buying and financing solutions.
- Small business loans innovate with AI for smarter, faster access.
- Credit card underwriting utilizes AI for better approval rates and risk assessment.
- Savings products leverage AI for personalized, optimized savings strategies.
equipe executiva do Upstart Inc
- David J. GirouardExecutive Chairman & Special Advisor
- Paul GuCEO & Director
- Scott DarlingChief Legal Officer & Corporate Secretary
- Sanjay DattaPresident of Capital & Enterprise
- Andrea BlankmeyerChief Financial Officer
- Natalia MirgorodskayaChief Accounting Officer
- Grant SchneiderChief Technology Officer
- Sonya BanerjeeHead of Investor Relations
- Annie DelgadoChief Compliance Officer & Chief Risk Officer
- Chantal RapportChief Marketing Officer
Últimas notícias sobre a Upstart Inc
Principais indicadores financeiros
Resultados divulgados pela Upstart Inc, em USD.
- Cap. de mercado
- 2,3 bi
- Receita (TTM)
- 1,3 bi
- P/L
- 47.4
- LPA (diluído, TTM)
- 0.5
- Dividend yield
- —
- Margem de lucro
- 4.7%
| Fim do ano fiscal | Receita | Resultado operacional | Lucro líquido |
|---|---|---|---|
| 1,1 bi | 54,3 mi | 53,6 mi | |
| 677 mi | -128,4 mi | -128,6 mi | |
| 547,7 mi | -240 mi | -240,1 mi | |
| 842,4 mi | -113,9 mi | -108,7 mi |