OppFi (NYSE: OPFI) — Perfil da empresa, notícias e dados financeiros
OppFi is a fintech platform offering tailored credit products to consumers with limited financial options, enhancing financial access.
OppFi
OppFi (NYSE:OPFI) is a fintech platform that aims to facilitate access to credit for consumers through an array of products tailored to serve those with limited financial options. Offering services such as salary-linked loans, personal installment loans, and a credit card product designed for building credit history, OppFi positions itself as a bridge to mainstream financial services for its customers. With a focus on leveraging artificial intelligence and data analytics to improve the borrowing experience, the company seeks to drive financial inclusion for everyday Americans. By integrating innovative technology with customer-centric services, OppFi aspires to continue expanding its product suite and reach, aiming to transform the landscape of consumer finance for underserved populations.
Resumo
Operações
Produtos e/ou serviços de OppFi
- OppLoans: Offers small personal loans to consumers with less-than-perfect credit, aiming to provide a faster, easier lending experience.
- SalaryTap: Provides loans tied to the borrower's job and salary information, enabling easier access to credit based on employment.
- OppFi Card: A credit card product targeted at consumers looking to build or improve their credit scores, offering financial flexibility without requiring a security deposit.
- OppU: An education platform that delivers free financial literacy courses, aiming to help consumers better understand and manage their finances.
- Credit Line Increase: Offers existing customers the option to increase their credit line, providing more financial flexibility and support for personal financial growth.
- Mobile App: Enhances customer experience through a mobile application, allowing for easy loan management, application, and access to financial education resources.
equipe executiva do OppFi
- Todd G. SchwartzFounder, Executive Chairman & CEO
- Theodore G. SchwartzCo-Founder & Director
- Pamela D. JohnsonCFO & Chief Accounting Officer
- Christopher McKayChief Risk & Analytics Officer
- Manuel ChagasChief Operating Officer
- Yuri Ter-SaakyantsChief Technology Officer
- Shaun SmolarzHead of Investor Relations
- Marv GurevichGeneral Counsel & Secretary
- Carrie HagnerChief Compliance Officer
- Stephanie MetzgerChief Marketing & Product Officer
Histórico de dividendos
Dividendos por ação pagos pela OppFi, por ano fiscal.
| Ano fiscal | Intermediário | Final | Especial | Total |
|---|---|---|---|---|
| FY2025 | — | — | — | $0.2500 |
| FY2024 | — | — | — | $0.1200 |
Principais indicadores financeiros
Resultados divulgados pela OppFi, em USD.
- Cap. de mercado
- 464,4 mi
- Receita (TTM)
- 327,5 mi
- P/L
- 2.5
- LPA (diluído, TTM)
- 2.1
- Dividend yield
- —
- Margem de lucro
- 31.1%
| Fim do ano fiscal | Receita | Resultado operacional | Lucro líquido |
|---|---|---|---|
| 597,1 mi | 382,5 mi | 26,3 mi | |
| 526 mi | 94,5 mi | 7,3 mi | |
| 508,9 mi | 46,4 mi | -1 mi | |
| 452,9 mi | -6,3 mi | 7,1 mi |