Chime Financial, Inc. (NASDAQ: CHYM) — Perfil da empresa, notícias e dados financeiros
Chime Financial, Inc. is a financial technology company that provides mobile banking and personal finance services in the United States.
Chime Financial, Inc.
Chime Financial, Inc. is a financial technology company that provides mobile banking and personal finance services in the United States. Operating as a neobank rather than a licensed bank, the company partners with FDIC-insured financial institutions, including The Bancorp Bank and Stride Bank, to offer fee-free checking and savings accounts, debit cards, secured credit-building credit cards, early payday access, and commission-free stock investing. Its digital platform serves consumers through a mobile application and online portal, generating revenue primarily through interchange fees collected on debit and credit card transactions.
Resumo
Operações
Produtos e/ou serviços de Chime Financial, Inc.
- Checking and Debit Accounts: Online deposit accounts and debit cards provided through partner banks featuring zero monthly maintenance fees, fee-free overdraft coverage, no minimum balance requirements, and access to over 47,000 fee-free nationwide ATMs.
- Secured Credit Builder Cards: Secured credit cards designed to help users establish and grow credit scores without credit checks, annual fees, or interest charges, offering up to 5 percent cash back on designated everyday purchase categories.
- High-Yield Savings Accounts: Automated savings accounts providing competitive yield rates with no minimum balance thresholds, featuring automatic purchase round-ups and direct deposit transfers designed to build personal cash reserves over time.
- MyPay Line of Credit: Short-term wage access lines of credit enabling eligible direct-deposit members to access up to 500 dollars of earned income prior to scheduled paydays without mandatory fees or interest.
- Commission-Free Investment Accounts: Automated and self-directed investing tools allowing members to trade fractional shares of stocks and exchange-traded funds with no commission fees or minimum account balances, alongside managed portfolio options.
- Early Payday Direct Deposit: Payroll processing functionality that provides members access to direct deposit funds up to two days earlier than standard posting dates upon receipt of payment instructions from employers.
equipe executiva do Chime Financial, Inc.
- Christopher R. BrittCo-Founder, CEO & Chairperson
- Mark T. TroughtonPresident & Interim CFO
- Ryan A. KingCo-Founder & Director
- Adam Bynoe FrankelGeneral Counsel & Corporate Secretary
- Matthew S. NewcombAdvisor
- Janelle SallenaveChief Operating Officer
- Jeff CurrierChief Technology Officer
- Peter Coleman StablerVice President of Investor Relations
- Sarah WagenerChief People Officer
- Vineet MehraChief Growth Officer
Principais indicadores financeiros
Resultados divulgados pela Chime Financial, Inc., em USD.
- Cap. de mercado
- 10,9 bi
- Receita (TTM)
- 2,5 bi
- P/L
- 32.7
- LPA (diluído, TTM)
- 0.9
- Dividend yield
- —
- Margem de lucro
- -0.7%
| Fim do ano fiscal | Receita | Resultado operacional | Lucro líquido |
|---|---|---|---|
| 2,2 bi | -1 bi | -1 bi | |
| 1,7 bi | -62,2 mi | -25,3 mi | |
| 1,3 bi | -235,8 mi | -203,2 mi | |
| 1 bi | -478,7 mi | -470,3 mi |