Capital One Financial (NYSE: COF) — Perfil da empresa, notícias e dados financeiros
Capital One Financial is a diversified financial services company specializing in consumer banking, commercial banking, credit cards, and auto loans.
Capital One Financial
Capital One Financial is a diversified financial services company specializing in consumer banking, commercial banking, credit cards, and auto loans. Headquartered in McLean, Virginia, the corporation operates primarily through three main business segments: Credit Card, Consumer Banking, and Commercial Banking. It provides digital and physical financial services, including fee-free checking and savings accounts, travel and rewards credit cards, and auto financing through tools like Auto Navigator. Additionally, the company operates retail bank branches and Capital One Cafés across the United States, alongside specialized operations in international markets such as Canada and the United Kingdom.
Resumo
Operações
Produtos e/ou serviços de Capital One Financial
- Credit Card Solutions: Issuance of consumer and small business credit cards offering cash back, travel rewards, and credit-building options across the United States, Canada, and the United Kingdom, supported by digital payment processing and account management platforms.
- Consumer Banking Services: Delivery of retail banking solutions including fee-free checking accounts, high-yield performance savings accounts, certificates of deposit, and youth accounts, accessible through online platforms, mobile applications, physical branches, and hybrid community café locations.
- Auto Financing and Refinancing: Origination and servicing of direct and indirect auto loans for new and used vehicles nationwide, integrated with a digital car search and pre-qualification engine connecting consumers to a nationwide network of participating dealerships.
- Commercial Banking: Provision of financing, treasury management, capital markets solutions, and commercial real estate lending to middle-market businesses, institutional clients, financial sponsors, and healthcare enterprises across major U.S. commercial centers.
- Small Business Banking: Provision of specialized business credit cards, working capital loans, lines of credit, escrow services, treasury management tools, and business checking and savings accounts designed for small and medium-sized enterprise financial management.
- Digital Shopping and Credit Tools: Operation of browser-based coupon automation and deal-finding services alongside credit score monitoring tools, virtual payment card generation, and digital wallet integration for enhanced online purchasing and personal financial oversight.
equipe executiva do Capital One Financial
- Richard D. FairbankFounder, Chairman, CEO & President
- Andrew M. YoungChief Financial Officer
- Matthew W. CooperPresident of Discover Integration, General Counsel & Secretary
- Frank G. LaPrade IIIChief Enterprise Services Officer & Chief of Staff to the CEO
- Mark Daniel MouadebPresident of Card
- Timothy P. GoldenSenior VP, Chief Accounting Officer & Controller
- Robert M. AlexanderChief Information Officer
- Danielle DietzManaging Vice President of Investor Relations
- Kaitlin Burek HaggertyChief Human Resources Officer
- Sanjiv YajnikPresident of Financial Services
Principais indicadores financeiros
Resultados divulgados pela Capital One Financial , em USD.
- Cap. de mercado
- 124,8 bi
- Receita (TTM)
- 48,9 bi
- P/L
- 12.5
- LPA (diluído, TTM)
- 16.3
- Dividend yield
- 1.6%
- Margem de lucro
- 22.2%
| Fim do ano fiscal | Receita | Resultado operacional | Lucro líquido |
|---|---|---|---|
| 69,3 bi | 2,3 bi | 2,5 bi | |
| 53,9 bi | 5,9 bi | 4,8 bi | |
| 49,5 bi | 6 bi | 4,9 bi | |
| 38,4 bi | 9,2 bi | 7,4 bi |