Telegram has introduced yield-generating vaults within its in-app crypto wallet, enabling users to earn returns on Bitcoin, Ethereum and Tether directly inside the messaging platform.
The update adds vault functionality to TON Wallet, a self-custodial wallet integrated into Wallet in Telegram, allowing users to hold, send and earn without leaving the chat interface.
“At Wallet in Telegram, our mission is to transform digital assets from complex concepts into practical tools for everyday life,”
Said Andrew Rogozov, CEO of The Open Platform and Wallet in Telegram.
The system relies on decentralised finance infrastructure including Morpho, TON Applications Chain and strategy provider Re7, while presenting users with a simplified interface similar to a standard mobile wallet.
Telegram said the vaults offer variable returns, with USDT strategies providing dollar-denominated earning options at different risk levels and BTC and ETH vaults extending similar yield features to the two largest cryptocurrencies.
Users maintain self-custody of their assets, and Wallet in Telegram plans to support direct deposits of native Bitcoin and Ether, which will appear in wrapped form within the TON ecosystem to enable transfers and earning.
Wallet in Telegram claims more than 150 million registered users, positioning the feature as a potential gateway to mainstream DeFi adoption within a consumer messaging app.
The move follows the launch of TON Pay by the TON Foundation and comes as Telegram reported $870 million in operating revenue in the first half of 2025, with roughly $300 million tied to exclusivity agreements linked to Toncoin.
At the time of reporting, Bitcoin price was $67,159.39.