Ripple has unveiled a revamped institutional strategy for the XRP Ledger aimed at accelerating tokenisation and regulated finance adoption through new funding structures and builder support programmes.
In an update published on Feb. 26, 2026, Ripple said it will transition from a primarily Ripple-backed grants model to a more distributed framework involving independent organisations, venture partners and regional hubs to broaden capital access for developers.
“Historically, much of the XRP Ledger ecosystem funding flowed through Ripple-supported initiatives such as XRPL Grants, while those programs remain important, 2026 marks a shift toward a more distributed model, where independent organisations, regional hubs, venture partners, and community-led initiatives play a larger role in supporting builders,”
Ripple explained.
“The goal is simple: a healthier ecosystem where builders can access funding through multiple channels,”
The company added, noting that more than $550 million has been deployed into XRPL initiatives since 2017 across payments, DeFi, tokenisation, AI, gaming and enterprise finance.
Ripple also announced the launch of a FinTech Builder Program to support startups developing institutional-grade applications on XRPL, including stablecoin payments, credit infrastructure and regulated financial services, with venture firms such as a100x Ventures, Dragonfly, Pantera and Franklin Templeton participating in capital and advisory roles, and following the announcement the Ripple share price was unchanged at $N/A.
The company highlighted the role of XAO DAO as a hybrid decentralised governance body designed to expand community input and microgrant experimentation, alongside XRPL Commons as an independent builder support pillar within the ecosystem.
Geographic expansion remains a focus with XRP Asia in development for the APAC region, while Ripple said a dedicated XRPL funding hub will soon launch to provide a single entry point for grants, accelerators and ecosystem support programmes worldwide.
At the time of reporting, XRP price was $1.37.