QED Investors has shared its outlook for artificial intelligence and fintech trends expected to shape the sector in 2026.
The venture capital firm is based in Alexandria, Virginia, and focuses primarily on fintech and financial services investments.
QED also backs companies operating across the UK, Europe, Latin America, India, and Southeast Asia.
The firm said its predictions are informed by hands-on involvement with portfolio companies.
QED aims to support steady growth by leveraging the operational experience of its partners.
Its portfolio includes companies such as Klarna, Nubank, Credit Karma, and SoFi.
Co-founder and managing partner Nigel Morris said credit assessment models are evolving rapidly.
Expect the rise of dynamic credit scoring as underwriting models interpret alternative data streams and update borrower risk continuously rather than periodically.
Nigel Morris said.
He added that such systems could particularly benefit gig economy workers and borrowers with limited credit histories.
Bill Cilluffo, partner and head of global early-stage investments, highlighted the accelerating pace of technological change.