Freedom Holding (NASDAQ:FRHC) reported a significant expansion of its financial footprint for the fiscal third quarter ended December 31, 2025, with total assets climbing 25% year-over-year to $12.38 billion.
In its February 10, 2026, earnings release, the New York-based diversified financial group highlighted the successful scaling of its "Super App" ecosystem, which now integrates brokerage, banking, insurance, and telecommunications for over 6.2 million customers.
The company posted net income of $76.2 million for the quarter ($1.25 per diluted share), a result that reflects robust operating momentum despite a slight 5.4% dip in total revenue to $628.6 million compared to the prior year.
The revenue mix was bolstered by strong interest income and brokerage commissions, though partially offset by a decline in insurance premiums.
For the first nine months of the fiscal year, revenue totaled $1.69 billion with net income of $145.4 million, as the company prioritized long-term infrastructure investment over immediate margin expansion.
CEO Timur Turlov emphasized that the company is in an "active phase of transformation," reinvesting nearly every dollar of profit back into its digital backbone.