Essent Group (NYSE:ESNT) reported strong full-year profitability and underscored its commitment to capital management by returning nearly $700 million to shareholders in 2025, driven by a massive stock repurchase program.
The Hamilton, Bermuda-based mortgage insurer posted net income of $690 million, or $6.90 per diluted share, for the year ended December 31, 2025.
The results were capped by a fourth-quarter performance that saw the company generate $155 million in net income, or $1.60 per diluted share.
The earnings release highlights the insurer's ability to maintain profitability while actively managing its capital structure through new reinsurance arrangements and segment adjustments disclosed alongside the financial results.
Shareholder returns remained a central theme of the company’s 2025 strategy.
Over the course of the year, Essent repurchased 9.9 million shares for a total of $576 million, significantly reducing its outstanding share count.
The company also continued its capital return policy by declaring a quarterly cash dividend of $0.35 per common share.
The dividend is payable on March 23, 2026, to stockholders of record as of the close of business on March 13, 2026.