-640x358.jpg&w=1200&q=75)
United States crypto policy shifted notably following political changes in 2025.
Pro crypto officials signalled a softer regulatory stance toward digital assets.
Enforcement actions against several crypto firms were scaled back.
A federal stablecoin bill was signed into law during 2025.
Industry leaders expect regulatory effects to intensify into 2026.
Market participants anticipate clearer federal rules for digital assets.
President Donald Trump’s administration marked a departure from prior approaches.
Regulatory clarity is expected to boost institutional participation.
I expect clearer frameworks to drive broader participation.
Ruslan Lienkha said.
Congress has yet to finalise comprehensive market structure legislation.
The Digital Asset Market Clarity Act passed the House in July.
Senate lawmakers proposed revised drafts rather than adopting the House bill.
Republican and bipartisan drafts are progressing through Senate committees.
Final passage will require further negotiation and consolidation.
Proposals would expand Commodity Futures Trading Commission authority.
The Securities and Exchange Commission retains oversight of crypto ETFs.
Bitcoin and Ether are regulated as digital commodities.
Grayscale said the bill could deepen TradFi blockchain integration.
Another major development was the GENIUS stablecoin legislation.
The law establishes federal oversight for payment stablecoins.
Implementation is expected in 2026 following rulemaking.
Treasury opened multiple public comment periods in 2025.
Banks are exploring onchain tools tied to stablecoin clarity.
Stablecoin rules could transform payments.
Gracy Chen said.
FDIC proposed allowing bank subsidiaries to issue stablecoins.
Leadership changes also reshaped the CFTC during 2025.
Michael Selig was confirmed as CFTC chair by the Senate.
Several commissioner seats remain vacant heading into 2026.
State level crypto reserves gained momentum during 2025.
Texas launched a state managed Bitcoin reserve fund.
Other states passed similar legislation with potential purchases pending.
Lawmakers view crypto reserves as part of treasury strategy.
Combined federal and state actions will shape crypto markets.
Analysts say 2026 could redefine United States crypto regulation.
At the time of reporting, Bitcoin price was $87,418.36.