FirstCash Q3 revenue rockets 18% to $1.1 billion

• FirstCash reported third-quarter 2026 revenue of $1.101 billion, up 18% year over year, while GAAP net income increased 22% to $101.2 million.
• Diluted earnings per share increased 25% to $2.33, while pawn segment revenue and operating income both grew 28%.
• FirstCash raised its quarterly dividend 10% to $0.46 per share and expects to complete its Ramsdens acquisition by year-end 2026, subject to regulatory approval.

FirstCash Holdings (NASDAQ:FCFS) reported third-quarter 2026 revenue of $1.101 billion, up 18% year over year, supported by growth across pawn operations.

GAAP net income increased 22% to $101.152 million, while diluted earnings per share rose 25% to $2.33.

Pawn segment revenue and operating income both increased 28%, while American First Finance quarterly net revenue declined 20%.

FirstCash repurchased $123 million in shares during the quarter and raised its quarterly dividend 10% to $0.46 per share.

The company expects to complete its Ramsdens acquisition by year-end 2026, subject to antitrust approval and other closing conditions.

For the first nine months, revenue reached $3.228 billion and GAAP net income totaled $302.321 million, while trailing-year operating cash flow rose 18% to $679 million.

FirstCash operated 3,352 pawn locations at September 30, following its earlier H&T acquisition, with the pending Ramsdens transaction expected to add over 175 UK stores.