Lafayette, Louisiana-based Catalyst Bancorp (NASDAQ:CLST), the holding company for Catalyst Bank, today reported improved financial results for the fourth quarter and full year ended December 31, 2025, marking a return to profitability.
Fourth-quarter net income was $456,000, or $0.13 per diluted share.
For the full year, net income totaled $2.1 million, or $0.56 per diluted share, compared with a $3.1 million net loss in 2024.
Loans held for investment rose 3% quarter-over-quarter to $170.2 million.
Investment securities stood at $65.4 million.
While the bank's net interest margin widened to 3.91% for the year, non-performing assets increased to 0.95% of total assets.
Additionally, the company completed share repurchases during the quarter and authorized a new program to repurchase up to 205,000 shares, reflecting confidence in its capital position and commitment to shareholder value.