Bank7 hits $2B asset milestone as energy-focused lender eyes Texas expansion

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Bank7 hits $2B asset milestone as energy-focused lender eyes Texas expansion
Bank7 hits $2B asset milestone as energy-focused lender eyes Texas expansion
Heidi Cuthbert
Written by Heidi Cuthbert
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Bank7 Corp. (NASDAQ:BSVN) surpassed a major scale milestone on Thursday, reporting that total assets reached $2 billion as of December 31, 2025.

The regional lender, known for its high-touch service in the energy and hospitality sectors, achieved the milestone on the back of double-digit loan growth even as industry-wide interest rate volatility pressured net margins.

For the fourth quarter, Bank7 reported net income of $10.8 million, or $1.12 per diluted share.

The results were largely consistent with the previous quarter, reflecting a stabilization of the bank's "properly matched" balance sheet.

For the full year 2025, net income totaled $43.1 million, with diluted earnings per share of $4.50.

While these figures represented a slight decrease from the record-breaking performance of 2024, the bank's core profitability remained among the highest in its peer group.

The bank’s capital position remains a standout feature for investors.

Bank7 ended the year with a Tier 1 leverage ratio of 12.82% and a total risk-based capital ratio of approximately 15.25%, figures that sit nearly double the requirements to be considered "well-capitalized" by federal regulators.

Throughout 2025, Bank7 continued its streak of shareholder returns, announcing its sixth consecutive annual dividend increase in August and renewing a 750,000-share repurchase plan.

Management also signaled continued physical expansion, with a new full-service facility in Tulsa slated to open in the summer of 2026 to support its growing commercial and industrial (C&I) lending pipeline.

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