Why does Lynq say crypto regulation is not enough?

Lynq says regulation can clarify rules, but institutions still need systems that move cash and collateral outside traditional banking hours.

What settlement problem does Lynq identify?

Lynq says institutions can trade around the clock but may lack immediate access to cash or collateral needed to complete transactions.

Tokenised cash could help institutions move money for trades, margin and collateral without waiting for normal banking windows.

The US Treasury proposed rules requiring appropriate federal or state licences for payment stablecoin issuers from January 18, 2027.

Lynq operates a private institutional network through tZERO Securities, supporting real-time transfers between participating institutions.

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Written by Brie CarterPublished Aug 19, 2026, 2:49 AM

Lynq CEO Jerald David says regulation alone will not solve institutional settlement problems.
Crypto markets trade around the clock, while many banking systems still use limited operating hours.
Tokenised cash and collateral could help institutions move funds outside traditional banking windows.

Lynq CEO Jerald David said clearer crypto rules will not solve the settlement problems facing institutional investors.

Institutions still need to fund trades, move cash and transfer collateral after transactions are completed.

Lynq CEO Jerald David said regulation is important, but institutions also need practical systems for handling crypto settlements.

Crypto exchanges often operate 24 hours a day, while many banking and securities systems use business-day schedules.

David said this mismatch can force institutions to keep money across several exchanges and counterparties.

The US Treasury is also proposing stablecoin rules, with some licensing requirements set to begin in 2027.

Lynq operates a private institutional network through tZERO Securities, with more than $89 million in assets reported on its platform.