
About Consumer Portfolio Services
Consumer Portfolio Services (NASDAQ:CPSS) operates in the financial services sector, primarily focusing on the auto financing market. It specializes in providing financing solutions to consumers with less-than-perfect credit, enabling them to purchase vehicles. The company's offerings include purchasing retail installment sales contracts from and originating contracts with auto dealers, facilitating vehicle purchasing for consumers who might face difficulties obtaining financing from traditional sources. CPSS works closely with a broad network of dealership partners to ensure a wide reach and accessibility for its services. The main objective of Consumer Portfolio Services is to contribute to financial inclusion by enabling car ownership among a broader spectrum of consumers, thereby driving progress in the auto finance industry. The company is committed to growth through strategic loan portfolio acquisitions and forging strong relationships with auto dealers across the United States.
Snapshot
Operations
Produtos e/ou serviços de Consumer Portfolio Services
- Automobile financing services for customers with past credit problems, ensuring access to vehicle ownership.
- Dealer financing programs, enabling dealerships to sell more vehicles by offering competitive financing options.
- Direct-to-consumer auto loans, providing an online platform for individuals seeking financing for vehicle purchases.
- Portfolio acquisition services, purchasing auto loan portfolios from other lenders to diversify risk and increase assets.
- Service contracts and insurance products, offering customers additional protection and peace of mind when purchasing a vehicle.
- Payment processing services, allowing for efficient and secure processing of loan payments from customers.
equipe executiva do Consumer Portfolio Services
- Mr. Charles E. Bradley Jr.CEO & Chairman
- Mr. Michael T. LavinPresident, COO & Chief Legal Officer
- Mr. Denesh BharwaniCFO & Executive VP
- Ms. Teri L. RobinsonExecutive Vice President of Sales & Originations
- Mr. Christopher TerryExecutive Vice President of Systems, Risk & IT
- Mr. Brian J. RayhillSecretary & Independent Director
- Ms. Lisette ReynosoSenior VP & General Counsel
- Mr. Robert E. RiedlSenior EVP & Chief Risk Officer
- Mr. Charles E. GonelSenior Vice President of Servicing
- Ms. Susan RyanSenior Vice President of Servicing