United States

    United Bankshares (NASDAQ:UBSI) reports $79.4 million Q4 earnings

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    In a recent financial disclosure, United Bankshares (NASDAQ:UBSI), announced its earnings for the fourth quarter of 2023. The figures came in at $79.4 million, or $0.59 per diluted share.

    The fourth quarter results reflect annualized returns on average assets, average equity, and average tangible equity (a non-GAAP measure) at 1.08%, 6.70%, and 11.27%, respectively.

    These numbers mark a consistent performance throughout the year, as United's earnings for 2023 totaled $366.3 million, or $2.71 per diluted share.

    Over the year, returns on average assets, average equity, and average tangible equity were recorded at 1.25%, 7.87%, and 13.33%, respectively.

    Notably, the fourth quarter of 2023 included a noninterest expense of approximately $12.0 million. This expense was attributed to the Federal Deposit Insurance Corporation’s (FDIC) special assessment, levied on banking organizations to recuperate losses to the Deposit Insurance Fund.

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