Growing interest in real-world blockchain payments is drawing attention to the large pool of dormant XRP liquidity on the XRP Ledger and its potential role in global commerce.
Industry discussions have intensified as Ripple USD (RLUSD) stablecoin adoption grows alongside infrastructure aimed at expanding the network’s payment utility.
Anodos Finance co-founder and chief executive Panos Mekras said the XRP Ledger could evolve into a major payments engine if its existing liquidity is activated for everyday transactions.
“With billions of dollars in XRP sitting idle, RLUSD liquidity accelerating, and over 7 million accounts, the XRP Ledger is sitting on a mountain of untapped economic energy,”
Said Anodos Finance co-founder and CEO, Panos Mekras.
Mekras said the challenge is converting that liquidity into spendable value that can be used for purchases, bill payments and business transactions across global markets.
The company plans to develop a financial super app and a self-custodial payment card designed to connect XRP Ledger assets with merchants while allowing users to retain control of their funds.
The initiative reflects broader efforts within the XRP Ledger ecosystem to shift focus from speculative trading toward practical financial applications using XRP and the RLUSD stablecoin.
At the time of reporting, XRP price was $1.35.