The benefits of a partnership between US community banks and fintechs are immense, with fintechs fast‑tracking US market entry while community banks gain liquidity, new revenue, and an expanded client base, enabling fintechs to be US‑ready in around three months via sponsor‑bank partnerships instead of long licensing.
In this interview, de Risk Partners Partner, Erin DeWitt, highlights that model as a compliance‑first bank‑fintech goldmine, unpacking how to unlock US entry and fee streams while navigating regulatory change, AML/KYC, BSA and broader regulatory readiness from day one.
The firm also works alongside both banks and fintechs to use compliance strategically from the outset, helping them strengthen partnerships, build robust AML/BSA frameworks, and navigate the evolving US regulatory landscape with lower risk and cost.