Mastercard and MetaMask have launched the MetaMask Card in the United States marking its first availability across 49 states including New York after pilot programmes over the past two years.
MetaMask parent Consensys said the card is now generally available nationwide with Vermont the only state excluded expanding on previous rollouts in Argentina Brazil Canada the European Economic Area Mexico Switzerland and the United Kingdom.
“This is the first time MetaMask Card is available across 49 states and the first time users in New York can access it”
A Consensys spokesperson said while Mastercard executive Sherri Haymond said the partnership aims to let users spend crypto anywhere Mastercard is accepted worldwide.
The card is issued by Cross River Bank an FDIC insured institution in partnership with regulated issuer Monavate and runs on Mastercard’s global payments network enabling use at 150 million merchants worldwide and compatibility with Apple Pay and Google Pay.
MetaMask said the key differentiator is full self custody meaning users retain control of their digital assets in their wallet until the moment of payment unlike many traditional crypto cards that require funds to be pre loaded onto custodial exchange accounts.
The standard MetaMask Card is virtual by default while the MetaMask Metal Card is offered at a $199 annual subscription providing a physical card 3 percent cashback on the first $10,000 spent each year no foreign transaction fees and higher spending and ATM withdrawal limits.
The US debut adds to Mastercard’s expanding crypto footprint including a 2024 debit card pilot with MetaMask and a 2025 partnership with Circle to enable USDC and EURC settlement in Eastern Europe the Middle East and Africa as part of a broader push to integrate stablecoins into mainstream payments infrastructure.